820 Viewpointe Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 820 Viewpointe Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,429 sqft · built 2001
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2018)
Tax Bill	$11,450 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-337-006`

Property Details

APN / Parcel Number

Primary APN	`09-34-337-006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,429 sqft Living Area
Basement Area	919 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	820 VIEWPOINTE DR
City	SAINT CHARLES
State	IL
Zip	60174-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 IN THE FIRST RESUB OF VIEWPOINTE ST CHARLES ON THE FOX
Legal Subdivision	VIEWPOINT
Legal Block	4
Legal Lot Number	24
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4027
Census Tract	852201

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Sep 24, 2001 · Amount on Record
Deed Document Number	201853774
Prior Transfer Date	Dec 2, 2001
Prior Transfer Doc	0000132122
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 5, 2018
Property Address	820 VIEWPOINTE DR, ST CHARLES, IL 60174-4183
Document Number	0000053774
Instrument Date	Oct 26, 2018
Instrument	53774
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	820 VIEWPOINTE DR ST CHARLES IL 601744183, ST CHARLES, IL 60174-4183

Mortgage

Document Number	53775
Date	Nov 5, 2018
Instrument	53775

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,450.00 (+6.29%) Homeowner's exemption
2024		$157,810 (+13.2%) Land $44,688 Building $113,122	$473,619 (+13.24%) Land $134,118 Building $339,502
2022	$10,772.00 (+4.1%) Homeowner's exemption	$139,414 (+4.91%) Land $43,386 Building $96,028	$418,242 (+4.91%) Land $130,158 Building $288,084
2021	$10,348.00 Homeowner's exemption	$132,889 Land $41,355 Building $91,534	$398,667 Land $124,065 Building $274,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20