820 Treadway Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 820 Treadway Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,788 sqft · built 1968
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2026)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070290A000`

Property Details

APN / Parcel Number

Primary APN	`070290A000`
Alternative APN	`6-010A-4443-00-0037.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,288 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	070290A000
Street Address	820 TREADWAY AVE
City	SAINT CHARLES
State	MO
Zip	63301-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OLDE TOWNE EST LOT 37
Legal Subdivision	OLDE TOWNE EST
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3012
Census Tract	310700

Owner

820 Treadway Ave is owned and occupied by an individual who bought it in May 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jun 13, 2023	Intrafamily Transfer, Transfer
Jan 6, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jun 13, 2023
Deed Document Number	202625023
Prior Transfer Date	Jun 18, 2015
Prior Transfer Doc	0063821292
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582

Mortgage

Document Number	0000020020
Date	May 15, 2025
Instrument	2025R-020020

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	NEW FLORENCE, MO 63363

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 28, 2026
Property Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582
Document Number	0000025023
Instrument Date	May 21, 2026
Instrument	202625023
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582

Mortgage

Document Number	0000025024,
Date	May 28, 2026
Instrument	202625024

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 13, 2023
Property Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582
Document Number	0000022785
Map Reference	MB 12 PG 10
Instrument Date	Jun 12, 2023
Instrument	2023R-022785
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 6, 2021
Property Address	820 TREADWAY AVE, SAINT CHARLES, MO 63301-1582
Document Number	0000001591
Instrument Date	Aug 19, 2020
Instrument	1591
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	820 TREADWAY AVE ST CHARLES MO 633011582, ST CHARLES, MO 63301-1582

Tax Assessment & Valuation

The 2025 property tax bill for 820 Treadway Ave was $3,038, up 0.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,425 (-)	$254,871 (-) Land $50,000 Building $204,871
2025	$3,038.00 (+0.83%)	$48,425	$254,871 Land $50,000 Building $204,871
2024	$3,013.00
2023		$46,904 (+19%)
2022	$2,712.00	$39,416	$246,861 (+19%) Land $50,000 Building $196,861
2021			$207,454 Land $40,000 Building $167,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Treadway Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Treadway Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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