820 Terry Dr, Arabi, LA 70032 Property Records

St. Bernard Parish property record for 820 Terry Dr, Arabi, LA 70032

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Mar 2021)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`218200000025`

Property Details

APN / Parcel Number

Primary APN	`218200000025`

Exterior

Lot Area	6,499 sqft (0.149 acres)

Location & Zoning

Street Address	820 TERRY DR
City	ARABI
State	LA
Zip	70032-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 ARABI GARDENS SUB. BEING A PART OF ORIG. TRACT C-1 ARABI MEAS. 65' FRT. ON TERRY X SAME WIDTH IN REAR X DEPT OF 100'
Legal Subdivision	ARABI GARDENS
Legal Tract	C-1
Legal Lot Number	25
Jurisdiction	ST BERNARD LA
Township / Civil Division	A
Census Block Group	2
Census Block	2010
Census Tract	30300

Owner

Source: St. Bernard Parish records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 TERRY DR, ARABI, LA 70032-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 4, 2021	Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK NA
Nov 18, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2021639266
Deed Book / Page	1208 / 1
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	001129/004
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Recording Date	Jul 8, 2026
Property Address	820 TERRY DR, ARABI, LA 70032-1167
Document Number	0000678642
Book / Page	2165 / 550
Instrument Date	Jun 29, 2026
Instrument	2026678642
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 TERRY DR, ARABI, LA 70032-1167

Mortgage

Document Number	0000678642,
Date	Jul 8, 2026
Book Page	2165/550
Instrument	2026678642

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Mar 4, 2021
Property Address	820 TERRY DR, ARABI, LA 70032-1167
Document Number	1208/1
Book / Page	1208 / 1
Instrument Date	Feb 12, 2021
Instrument	639266
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)

Mortgage

Document Number	639267
Date	Mar 4, 2021
Instrument	639267

Lender

Name	FIDELITY BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Nov 18, 2019
Property Address	820 TERRY DR, ARABI, LA 70032-1167
Document Number	001185/898
Book / Page	1185 / 898
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Bernard Parish assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Bernard Parish
Unified School District	St. Bernard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,862 (-) Land $1,950 Building $22,912	$248,620 (-) Land $19,500 Building $229,120
2025	$1,956.00 Homeowner's exemption	$24,862 (-) Land $1,950 Building $22,912	$248,620 (-) Land $19,500 Building $229,120
2024	$1,956.00 (-32.13%) Homeowner's exemption	$24,862 (-5.56%) Land $1,950 Building $22,912	$248,620 (-5.56%) Land $19,500 Building $229,120
2023	$2,882.00 Homeowner's exemption	$26,325 Land $1,950 Building $24,375	$263,250 Land $19,500 Building $243,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	271 (1978–2025)
Claims Outside the SFHA	257 of 271
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Rita, Sep 2005 · 10 claims Hurricane Katrina, Sep 2005 · 169 claims Severe Storms And Flooding, May 1995 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST BERNARD PARISH WATERWORKS serves 44,783 people · EPA ID LA1087001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: NOLA Broadband.

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