Hancock County property record for 820 Tarra Oaks Dr, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,995 sqft · built 1999 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2013) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-202-16-007.000 |
| Primary APN | 1011-202-16-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Basement Area | 945 sqft |
| Finished Basement | 378 sqft |
| Unfinished Basement | 567 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 326 sqft |
| Patio Area | 142 sqft |
| Balcony Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 820 TARRA OAKS DR |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-0916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S CREEK 4TH ADD LOT 236 |
| Legal Subdivision | HUNTER'S CREEK 4TH ADD |
| Legal Lot Number | 236 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 700 |
820 Tarra Oaks Dr is owned and occupied by an individual who bought it in January 2013.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 TARRA OAKS DR, FINDLAY, OH 45840-0916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on File |
| Deed Sale | Jan 15, 2013 · Amount on File |
| Prior Sale | Oct 28, 2004 · Amount on File |
| Deed Document Number | 2013578 |
| Deed Book / Page | 2434 / 607 |
| Prior Transfer Date | Jan 10, 2013 |
| Prior Transfer Doc | 02434/0607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 820 TARRA OAKS DR, FINDLAY, OH 45840-0916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 820 TARRA OAKS DR, FINDLAY, OH 45840-0916 |
| Document Number | 02588/4862 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 2588/4862 |
| Instrument | 202100013000 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 820 Tarra Oaks Dr was $3,332, up 4.5% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,332.00 (+4.52%) Homeowner's exemption | $105,910 (+17.99%) Land $14,660 Building $91,250 | $302,600 Land $41,890 Building $260,710 |
| 2024 | $3,188.00 (-0.16%) | $89,760 (-) Land $12,430 Building $77,330 | |
| 2023 | $3,193.00 Homeowner's exemption | $89,760 Land $12,430 Building $77,330 | |
| 2022 | $256,450 Land $35,500 Building $220,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 Tarra Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 125 (1981–2019) |
| Claims Outside the SFHA | 11 of 125 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 Tarra Oaks Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Amplex Wireless.
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