820 Summit St, #22, Elgin, IL 60120 Property Records

Cook County property record for 820 Summit St, #22, Elgin, IL 60120

Property Summary

Property TypeRegional Shopping Center, Mall
Details49,386 sqft · built 1988
Lot Size4 acres (174,240 sqft)
OwnerCompany Name on File
Last Sale$1,650,000 (Dec 2018)
Tax Bill$239,056 (2023)
Deeds & MortgagesFeb 2019 Line of Credit
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-07-302-043

Property Details

APN / Parcel Number

Primary APN06-07-302-043
Alternative APN
  • 06-07-302-043-0000

Interior

Building Area49,386 sqft Gross Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Lot Area174,240 sqft

Location & Zoning

Street Address820 SUMMIT ST
CityELGIN
StateIL
Zip60120-4316
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Legal Range9E
Legal Township41N
Legal Section07
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1007
Census Tract804403

Owner

Source: Cook County records · APN 06-07-302-043

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1210, ELGIN, IL 60121-1210
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2019Trustee's Deed, Construction Loan · Line of Credit
NORTHBROOK BK&TR
Dec 17, 2018Grant Deed, Transfer
PRAIRIE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Prior SaleApr 23, 1997 · Amount on Record
Deed Document Number201855044
Record UpdatedSep 20, 2026

February 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateFeb 28, 2019
Property Address820 SUMMIT ST # 22, 22, ELGIN, IL 60120-4316
Document Number1905918016
Instrument DateJan 23, 2019
Instrument5918016
Transaction TypeConstruction Loan
Record UpdatedMar 07, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address822 SUMMIT ST ELGIN IL 601204316, ELGIN, IL 60120-4316

Mortgage

Document Number1905918016
DateFeb 28, 2019
Instrument5918016
Lender
NameNORTHBROOK BK&TR
TypeBank
Address1100 WAUKEGAN RD, NORTHBROOK, IL 60062-4663
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 27, 2020
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateDec 17, 2018
Property Address820 SUMMIT ST # 22, 22, ELGIN, IL 60120-4316
Document Number1835155044
Instrument DateDec 13, 2018
Instrument35155044
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyPRAIRIE TITLE

Transaction

AmountAmount Recorded
Tax$1,650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1210 ELGIN IL 601211210, ELGIN, IL 60121-1210

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,133,500 (+36.48%) Land $304,920 Building $828,580$4,534,000 (+36.48%) Land $1,219,680 Building $3,314,320
2023$239,056.00 (+2.9%)
2022$232,323.00$830,500 Land $392,040 Building $438,460$3,322,000 Land $1,568,160 Building $1,753,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Summit St

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