Washington County property record for 820 Summit Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,348 sqft · built 1945 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Apr 1998) |
| Tax Bill | $1,912 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018466 |
| Primary APN | 03-018466 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,348 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 018466 |
|---|---|
| Street Address | 820 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | LT31/35 PT36 140X150 820 SUMMIT AVE |
| Legal Subdivision | HAGERSTOWN MANUFACTURING |
| Legal Lot Number | 820 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 800 |
820 Summit Ave is owned and occupied by an individual who acquired it in April 2014.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 SUMMIT AVE, HAGERSTOWN, MD 21740-6332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP |
| Oct 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 1998 · Amount on File |
| Deed Sale | Apr 23, 1998 · Amount on File |
| Prior Sale | Apr 29, 1996 · Amount on File |
| Deed Document Number | 19981883 |
| Deed Book / Page | 1404 / 648 |
| Last Transfer Date | Apr 22, 2014 |
| Transfer Doc | 0047480325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 820 SUMMIT AVE, HAGERSTOWN, MD 21740-6332 |
| Document Number | 0057060078 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 820 SUMMIT AVE HAGERSTOWN MD 217406332, HAGERSTOWN, MD 21740-6332 |
| Document Number | 0057060078 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 005706/000078 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 16, 2017 |
| Property Address | 820 SUMMIT AVE, HAGERSTOWN, MD 21740-6332 |
| Document Number | 0056130287 |
| Book / Page | 005613 / 000287 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 SUMMIT AVE HAGERSTOWN MD 217406332, HAGERSTOWN, MD 21740-6332 |
The 2026 property tax bill for 820 Summit Ave was $1,912 with a homeowner's exemption, up 5.1% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,912.00 (+5.11%) Homeowner's exemption | $242,433 (+11.62%) | $292,900 (+34.85%) Land $65,200 Building $227,700 |
| 2025 | $1,819.00 (+4.72%) Homeowner's exemption | $217,200 Land $65,200 Building $152,000 | $217,200 Land $65,200 Building $152,000 |
| 2024 | $1,737.00 (+4.26%) | ||
| 2023 | $1,666.00 Homeowner's exemption | $193,267 | $217,200 Land $65,200 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 820 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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