820 Summers Ln, Fair Play, SC 29643 Property Records

Oconee County property record for 820 Summers Ln, Fair Play, SC 29643

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,729 sqft · built 2016
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-00-02-071`

Property Details

APN / Parcel Number

Primary APN	`331-00-02-071`
Alternative APN	`50464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,729 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	1,424 sqft
Finished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Carport
Garage Area	676 sqft
Carport	Carport
Carport Area	676 sqft
Pool Area	476 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	50464
Street Address	820 SUMMERS LN
City	FAIR PLAY
State	SC
Zip	29643-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(2.91 AC)
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2035
Census Tract	30903

Owner

820 Summers Ln is owned and occupied by two individuals who acquired it in October 2022.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	820 SUMMERS LN, FAIR PLAY, SC 29643-2526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 18, 2018	Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022
Deed Sale	Oct 6, 2022
Prior Sale	Jan 15, 2015 · Amount on File
Deed Document Number	20225255
Deed Book / Page	2864 / 263
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 6, 2022
Property Address	820 SUMMERS LN, FAIR PLAY, SC 29643-2526
Document Number	0000005255
Book / Page	2864 / 263
Map Reference	MB A833 PG 8
Instrument Date	Oct 5, 2022
Instrument	5255
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 SUMMERS LN, FAIR PLAY, SC 29643-2526

Mortgage

Document Number	0000005256
Date	Oct 6, 2022
Book Page	4388/52
Instrument	5256

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	820 SUMMERS LN, FAIR PLAY, SC 29643-2526
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004014
Date	Sep 12, 2022
Book Page	4379/301
Instrument	4014

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	820 SUMMERS LN, FAIR PLAY, SC 29643-2526
Document Number	0037740044
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SUMMERS LN FAIR PLAY SC 296432526, FAIR PLAY, SC 29643-2526

Mortgage

Document Number	0037740044
Date	Oct 25, 2018
Book Page	003774/000044

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 24, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$24,814 Land $1,164 Building $23,650	$620,350 Land $29,100 Building $591,250
2023	$24,814 Land $1,164 Building $23,650	$620,350 Land $29,100 Building $591,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Summers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Summers Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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