531 COMMERCIAL ST STE 250, 250, WATERLOO, IA 50701-5497
Investor
Possibly a Property Investor
Mortgage
Document Number
202200000693
Date
Jul 12, 2021
Instrument
202200000693
Lender
Name
COLLINS COMMUNITY CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
4.75%
Type Change Date
Aug 1, 2031
Change Frequency
6 Months
Min Rate At Change
4%
Max Rate At Change
6.75%
Index
1-Year CMT
Max Rate
10.7%
Mortgage
Document Number
202200000694
Date
Jul 12, 2021
Instrument
202200000694
Lender
Name
COLLINS COMMUNITY CU
Type
Credit Union
Address
CEDAR RAPIDS, IA 52402
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
121 Months
Due
Aug 1, 2031
Tax Assessment & Valuation
The 2025 property tax bill for 820 Steely St was $2,402, down 6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
Property Jurisdictions
Type
Name
State
Iowa
County
Black Hawk County
Municipality
Waterloo City
Unified School District
Waterloo Community School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,402.00 (-5.95%)
$117,720Land $16,800Building $100,920
$117,720Land $16,800Building $100,920
2024
$2,554.00
2023
$117,720 (+34.95%)Land $16,800Building $100,920
$117,720Land $16,800Building $100,920
2022
$1,916.00
$87,230Land $16,800Building $70,430
2021
$87,230Land $16,800Building $70,430
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 820 Steely St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Nearby Flood Claims
1 (2010)
Most Recent Claim
Jul 2010 · Severe Storms, Flooding, And Tornadoes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 820 Steely St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source
Groundwater
Last State Inspection
Nov 2023
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Metronet Fiber
5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area
1,000 / 50
Verizon Fixed Wireless
300 / 20
AT&T Fixed Wireless
100 / 20
May also be available: GigFire, Nextlink, Waterloo Fiber.