820 Speed St, Wharton, TX 77488 Property Records

Wharton County property record for 820 Speed St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1957
Lot Size	0.333 acres (14,501 sqft)
Owner	Individual Name on Record
Last Sale	$96,758 (Nov 2024)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit May 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`11150-003-005-00`

Property Details

APN / Parcel Number

Primary APN	`11150-003-005-00`
Alternative APNs	`R023056` `23056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1996
Lot Area	14,501 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	752 sqft
Carport	Carport
Carport Area	752 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	548 sqft

Location & Zoning

Account Number	1115000300500
Street Address	820 SPEED ST
City	WHARTON
State	TX
Zip	77488-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUST 2 BLOCK 3 LOT 5,6
Legal Subdivision	RUST 2
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	6
Census Block	6018
Census Tract	740400

Owner

Source: Wharton County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 SPEED ST, WHARTON, TX 77488-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit TEXASGULF FCU
May 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	May 8, 2017
Deed Document Number	20245874
Deed Book / Page	1363 / 878
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	820 SPEED ST, WHARTON, TX 77488-4131
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001088/304
Date	Feb 28, 2018
Book Page	1088/304
Instrument	2018-00001021

Lender

Name	TEXASGULF FCU
Type	Credit Union
Address	WHARTON, TX 77488

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHARTON TX
Recording Date	May 8, 2017
Property Address	820 SPEED ST, WHARTON, TX 77488-4131
Document Number	001059/254
Book / Page	1059 / 254
Map Reference	VOL 135 PG 50
Instrument Date	May 8, 2017
Instrument	2017-00002529
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SPEND ST, WHARTON, TX 77488-4131

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,936 (-) Land $32,625 Building $170,311	$202,936 (-) Land $32,625 Building $170,311
2025	$2,746.00 (-3%)	$202,936 (+17.52%) Land $32,625 Building $170,311	$202,936 (+17.52%) Land $32,625 Building $170,311
2024	$2,831.00 (-7.85%)
2023		$172,680 Land $26,100 Building $146,580	$172,680 Land $26,100 Building $146,580
2022	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	25 (1979–2019)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Tropical Storm Fay, Sep 2002 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Hotwire Communications, Nextlink.

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