820 Smith Rd, Maypearl, TX 76064 Property Records

Ellis County property record for 820 Smith Rd, Maypearl, TX 76064

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,964 sqft · built 2015
Lot Size	6.16 acres (268,330 sqft)
Owner	2 Individual Names on File
Last Sale	$472,800 (Sep 2020)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jun 2022 Sale Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R181575`

Property Details

APN / Parcel Number

Primary APN	`R181575`
Alternative APNs	`99.0219.000.013.98.115` `99021900001300115` `MH298346` `181575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,964 sqft Gross Area
1st Floor Area	1,437 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	268,330 sqft
Garage Type	Detached
Garage Area	768 sqft
Porch	Covered Porch
Porch Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 SMITH RD
City	MAYPEARL
State	TX
Zip	76064-2004
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	219 M CHEEK 6.16 ACRES
Legal Subdivision	M CREEK
Jurisdiction	ELLIS TX
Township / Civil Division	MAYPEARL
Census Block Group	3
Census Block	3016
Census Tract	60900

Owner

820 Smith Rd, an agricultural property, is owned and occupied by two individuals who bought it in September 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 25, 2020	Warranty Deed, Transfer GUARANTEED RATE
Sep 26, 2019	Warranty Deed, Transfer GATEWAY MTG GRP
Nov 17, 2017	Deed of Trust, Mortgage GUARANTY FED'L MTG
Mar 3, 2017	Deed of Trust, Mortgage COWBOY BK/TX
Jan 25, 2017	Loan Modification, Mortgage COWBOY BK/TX
Jan 25, 2017	Loan Modification, Mortgage COWBOY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	202034767
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000034767
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 1, 2022
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0002222659
Instrument Date	May 31, 2022
Instrument	2222659
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SMITH RD, MAYPEARL, TX 76064-2004

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 25, 2020
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000034767
Instrument Date	Sep 21, 2020
Instrument	34767
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SMITH RD MAYPEARL TX 760642004, MAYPEARL, TX 76064-2004

Mortgage

Document Number	34768
Date	Sep 25, 2020
Instrument	34768

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 26, 2019
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000028725
Instrument Date	Sep 24, 2019
Instrument	28725
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 SMITH RD MAYPEARL TX 760642004, MAYPEARL, TX 76064-2004

Mortgage

Document Number	28726
Date	Sep 26, 2019
Instrument	28726

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000033768
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WRIGHT LAW AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SMITH RD MAYPEARL TX 760642004, MAYPEARL, TX 76064-2004

Mortgage

Document Number	0000033768
Date	Nov 27, 2017
Instrument	33768

Lender

Name	GUARANTY FED'L MTG
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000006129
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 SMITH RD MAYPEARL TX 760642004, MAYPEARL, TX 76064-2004

Mortgage

Document Number	0000006129
Date	Mar 7, 2017
Instrument	6129

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000002717
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000002717
Date	Jan 30, 2017
Instrument	2717

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2018

Interest

Rate Type	Fixed Rate
Rate	4%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	820 SMITH RD, MAYPEARL, TX 76064-2004
Document Number	0000002716
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000002716
Date	Jan 30, 2017
Instrument	2716

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2018

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 820 Smith Rd was $3,788 with a homeowner's exemption, up 529.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Maypearl Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,256 (+850.32%)	$626,107 (+1,282.9%) Land $205,000 Building $421,107
2025	$3,788.00 (+529.24%)	$45,275 Building $45,275	$45,275 Building $45,275
2024	$602.00
2023		$596,268 Land $190,000 Building $406,268	$596,268 Land $190,000 Building $406,268
2018	$3,942.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 820 Smith Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2007–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Smith Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN PEAK SUD serves 25,302 people · EPA ID TX0700042
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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