820 Shadow Ridge Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 820 Shadow Ridge Pl, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,657 sqft · built 2005
Lot Size0.228 acres (9,916 sqft)
Owner2 Individual Names on File
Last Sale$759,000 (Mar 2004)
Tax Bill$10,628 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN595-735-16-00

Property Details

APN / Parcel Number

Primary APN595-735-16-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,657 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area9,916 sqft (0.228 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address820 SHADOW RIDGE PL
CityCHULA VISTA
StateCA
Zip91914-2513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF1
Legal DescriptionLOT 139 TR 014193
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014193
Legal Block1
Legal Lot Number139
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract13425

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Apr 30, 2020Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2004 · Amount on File
Deed SaleMar 18, 2004 · Amount on File
Deed Document Number2004224729
Prior Transfer DateFeb 27, 2003
Prior Transfer Doc0000382924
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513

Mortgage

Document Number0000047941
DateFeb 27, 2024
Instrument2024-0047941
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2044

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513

Mortgage

Document Number0000065203
DateJan 28, 2021
Instrument2021-0065203
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 2, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address820 SHADOW RIDGE PL, CHULA VISTA, CA 91914-2513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221682
DateApr 30, 2020
Instrument2020-0221682
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,100,519 (+2%) Land $435,046 Building $665,473
2025$10,628.00 (+4.48%)$1,078,941 (+4.04%) Land $426,516 Building $652,425
2023$10,172.00 (+1.92%)$1,037,046 Land $409,954 Building $627,092
2022$9,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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