Okeechobee County property record for 820 SE 38th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Mar 2014) |
| Tax Bill | $3,182 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00060-0150 |
| Primary APN | 1-24-37-35-0010-00060-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 2,088 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 107 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 820 SE 38TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 15 LESS THE NORTH 19.00 FEET THEREOF & THE NORTH 38.00 FEET OF LOT 14 BLOCK 6 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | CONNERS GABLES |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 SE 38TH TER, OKEECHOBEE, FL 34974-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| May 27, 2026 | Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on Record |
| Deed Sale | Mar 31, 2014 · Amount on Record |
| Prior Sale | Oct 25, 2013 · Amount on Record |
| Deed Document Number | 20143147 |
| Deed Book / Page | 744 / 1160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 820 SE 38TH TER, OKEECHOBEE, FL 34974-3714 |
| Document Number | 0000008482 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20268482 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000008482, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20268482 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2066 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 27, 2026 |
| Property Address | 820 SE 38TH TER, OKEECHOBEE, FL 34974-3714 |
| Document Number | 0000005929 |
| Instrument Date | May 12, 2026 |
| Instrument | 20265929 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,182.00 (+10.87%) Homeowner's exemption | $220,571 (+5.98%) | $285,786 (+5.98%) Land $36,378 Building $249,408 |
| 2023 | $2,870.00 (+11.5%) Homeowner's exemption | $208,121 (+10.53%) | $269,661 (+15.1%) Land $28,294 Building $241,367 |
| 2022 | $2,574.00 Homeowner's exemption | $188,295 | $234,280 Land $17,381 Building $216,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures