820 S Torrey Pine Ln, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 820 S Torrey Pine Ln, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,698 sqft · built 2020
Lot Size0.394 acres (17,180 sqft)
Owner2 Trust Names on Record
Last Sale$920,000 (Sep 2023)
Tax Bill$11,596 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-20-250-005-000

Property Details

APN / Parcel Number

Primary APN01-23-20-250-005-000
Alternative APN
  • 91669

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,698 sqft Finished Area
Basement Area1,328 sqft
Finished Basement1,092 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,180 sqft (0.394 acres)
Garage TypeAttached
Garage Area1,226 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Deck Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number91669
Street Address820 S TORREY PINE LN
CitySIOUX FALLS
StateSD
Zip57110-7649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 12 ARBOR`S EDGE ADDITION TO THE CITY OF SIOUX FALLS
Legal SubdivisionARBOR`S EDGE ADDITION
Legal Block12
Legal Lot Number5
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3003
Census Tract10401

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address820 S TORREY PINE LN, SIOUX FALLS, SD 57110-7649
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK & TRUST
Sep 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NATIONAL ASS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Deed Book / Page622-D / 264
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address820 S TORREY PINE LN, SIOUX FALLS, SD 57110-7649
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1914MTG/906
DateFeb 22, 2021
Book Page1914 MTG/906
Lender
NameFIRST BANK & TRUST
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address820 S TORREY PINE LN, SIOUX FALLS, SD 57110-7649
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 S TORREY PINE LN, SIOUX FALLS, SD 57110-7649

Mortgage

Document NumberMTG1989/409
DateSep 19, 2024
Book PageMTG 1989/409
Lender
NameMORGAN STANLEY PRIVATE BANK NATIONAL ASS
Address4270 IVY POINTE BLVD STE 400, CINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.8%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2034
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
IndexOther
Margin3
Max Rate10.8%

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$935,298 (+7.88%) Land $91,186 Building $844,112$935,298 Land $91,186 Building $844,112
2025$11,596.00$867,000 (-3.68%) Land $92,200 Building $774,800
2024$11,596.00 (+47.29%)$900,100 (+71.97%) Land $92,200 Building $807,900
2022$7,873.00$523,400 Land $92,200 Building $431,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereMINNEHAHA COMMUNITY WATER CORP
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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