820 S Sappington Rd, Saint Louis, MO 63126 Property Records

St. Louis County property record for 820 S Sappington Rd, Saint Louis, MO 63126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,458 sqft · built 1928
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2017)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24L-11-1121`

Property Details

APN / Parcel Number

Primary APN	`24L-11-1121`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	900 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	125 ft deep x 125 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	88 sqft
Deck Area	36 sqft
Patio Area	220 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 S SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63126-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	69R-3
Legal Description	MARTIN TERRACE LOT PTS 4 THRU 6
Legal Subdivision	MARTIN TERRACE
Legal Lot Number	4-6
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	2
Census Block	2011
Census Tract	221900

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 S SAPPINGTON RD, SAINT LOUIS, MO 63126-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jun 21, 2017	Warranty Deed, Transfer STIFEL BK&TR
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	2017556
Deed Book / Page	22576 / 2796
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	820 S SAPPINGTON RD, SAINT LOUIS, MO 63126-1003
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 S SAPPINGTON RD, SAINT LOUIS, MO 63126-1003

Mortgage

Document Number	0249383050
Date	Jun 21, 2021
Book Page	24938/3050
Instrument	2021062100810

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 21, 2017
Property Address	820 S SAPPINGTON RD, SAINT LOUIS, MO 63126-1003
Document Number	0225762796
Book / Page	022576 / 002796
Instrument Date	Jun 19, 2017
Instrument	556
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 S SAPPINGTON RD ST LOUIS MO 631261003, ST LOUIS, MO 63126-1003

Mortgage

Document Number	225762799
Date	Jun 21, 2017
Book Page	022576/002799
Instrument	557

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	820 S SAPPINGTON RD, SAINT LOUIS, MO 63126-1003
Document Number	0223681614
Book / Page	022368 / 001614
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 S SAPPINGTON RD ST LOUIS MO 631261003, ST LOUIS, MO 63126-1003

Mortgage

Document Number	0223681614
Date	Jan 24, 2017
Book Page	022368/001614
Instrument	508

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Crestwood City
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,560 (-) Land $30,310 Building $68,250	$518,700 (-) Land $159,500 Building $359,200
2025	$6,671.00 (+8.99%)	$98,560 (+11.56%) Land $30,310 Building $68,250	$518,700 (+11.55%) Land $159,500 Building $359,200
2024	$6,121.00 (+8.22%)
2023	$5,656.00 (+4.84%)	$88,350 (+17.1%) Land $19,490 Building $68,860	$465,000 (+17.1%) Land $102,600 Building $362,400
2022	$5,395.00	$75,450 Land $21,620 Building $53,830
2021			$397,100 Land $113,800 Building $283,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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