820 S Main St, Belton, TX 76513 Property Records

Bell County property record for 820 S Main St, Belton, TX 76513

Property Summary

Property TypeCommercial
Details2 ba · 1,428 sqft · built 1974
Lot Size0.176 acres (7,667 sqft)
OwnerOwner Name on Record
Tax Bill$1,588 (2023)
Deeds & MortgagesFeb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN0262640100

Property Details

APN / Parcel Number

Primary APN0262640100
Alternative APNs
  • 767278
  • 43937

Interior

Full Baths2 Baths
Building Area1,428 sqft Gross Area
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions90 ft deep x 85 ft wide
PorchOpen Porch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number767278
Street Address820 S MAIN ST
CityBELTON
StateTX
Zip76513-3863
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionCONNELL, BLOCK 002, LOT PT 4, (N 85' OF E 90' OF 4),, ACRES .176 (N 85' OF E 90' OF 4),
Legal SubdivisionCONNELL
Legal Block2
Legal Lot Number4
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group4
Census Block4014
Census Tract21601

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3509 ELK TRL, TEMPLE, TX 76504-3743
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 3, 2013
Transfer Doc0000028638
Record UpdatedJun 7, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address820 S MAIN ST, BELTON, TX 76513-3863
Document Number0000012946
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address820 S MAIN ST BELTON TX 765133863, BELTON, TX 76513-3863

Mortgage

Document Number0000012946
DateMar 16, 2020
Instrument12946
Lender
NameFIRST TX BK
TypeBank
AddressKILLEEN, TX 76547
Agreement
AmountAmount Recorded
Term120 Months
DueMar 15, 2030
Interest
Rate5.75%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,588.00 (+4.89%)$78,479 Land $26,603 Building $51,876$78,479 Land $26,603 Building $51,876
2022$1,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Nextlink, Verizon, Western Broadband.

Nearby Properties on S Main St

Nearby Streets

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