820 S 6th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 820 S 6th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 993 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2025)
Tax Bill	$1,144 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196219002Z009`

Property Details

APN / Parcel Number

Primary APN	`09196219002Z009`
Alternative APNs	`41240643` `127289` `169584` `184918`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	993 sqft Living Area
1st Floor Area	828 sqft
Basement Area	120 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	184918
Street Address	820 S 6TH ST
City	BRAINERD
State	MN
Zip	56401-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF L 2 B 219 & ALL OF L 3 B 219
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	219
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1000
Census Tract	951303

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 S 6TH ST, BRAINERD, MN 56401-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20251007072
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Mar 5, 2025
Property Address	820 S 6TH ST, BRAINERD, MN 56401-4043
Document Number	0001007072
Instrument Date	Feb 28, 2025
Instrument	1007072
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 S 6TH ST, BRAINERD, MN 56401-4043

Mortgage

Document Number	0001007073
Date	Mar 5, 2025
Instrument	1007073

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Mortgage

Document Number	0001007074
Date	Mar 5, 2025
Instrument	1007074

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,144.00 (-23.43%)	$104,524 (-23.98%)	$138,600 (+0.8%) Land $36,900 Building $101,700
2025	$1,494.00 (+22.66%) Homeowner's exemption	$137,500 (+11.25%) Land $37,000 Building $100,500	$137,500 (+11.25%) Land $37,000 Building $100,500
2023	$1,218.00	$123,600 Land $38,500 Building $85,100	$123,600 Land $38,500 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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