820 S 5th St, Bonham, TX 75418 Property Records

Fannin County property record for 820 S 5th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,486 sqft · built 1900
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,309 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9715-002-0110-05`

Property Details

APN / Parcel Number

Primary APN	`9715-002-0110-05`
Alternative APN	`93824`

Interior

Full Baths	1 Bath
Building Area	1,486 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	142 ft deep x 148 ft wide
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9715-002-0110-05
Old Parcel Number	93824
Street Address	820 S 5TH ST
City	BONHAM
State	TX
Zip	75418-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE ADDN, BLOCK 2, LOT 11,12
Legal Subdivision	STONE ADD
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1028
Census Tract	950600

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 S 5TH ST, BONHAM, TX 75418-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 17, 2020	Vendor's Lien, Transfer · Stand-Alone Second Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020
Deed Sale	Aug 17, 2020
Prior Sale	Sep 28, 2016
Deed Document Number	2020004940
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	820 S 5TH ST, BONHAM, TX 75418-4614
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02125/0330
Date	Apr 16, 2019
Book Page	2125/0330
Instrument	2019-2202

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 17, 2020
Property Address	820 S 5TH ST, BONHAM, TX 75418-4614
Document Number	2020004940
Map Reference	VOL 60 PG 6.5
Instrument Date	Aug 13, 2020
Instrument	2020004940
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 E 7TH ST, 808, BONHAM, TX 75418-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 S 5TH ST, BONHAM, TX 75418-4614

Mortgage

Document Number	2020004942
Date	Aug 17, 2020
Instrument	2020004942

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,970 (-0.05%) Land $44,310 Building $138,660	$182,970 (-0.05%) Land $44,310 Building $138,660
2024	$2,309.00 (+359.05%)
2023		$183,060 Land $34,020 Building $149,040	$183,060 Land $34,020 Building $149,040
2018	$503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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