820 Rutledge Rd SW, Aiken, SC 29801 Property Records

Aiken County property record for 820 Rutledge Rd SW, Aiken, SC 29801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$184,900 (Nov 2021)
Tax Bill	$501 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087-20-21-002`

Property Details

APN / Parcel Number

Primary APN	`087-20-21-002`
Alternative APN	`30-003-0-02-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	30003002006
Street Address	820 RUTLEDGE RD SW
City	AIKEN
State	SC
Zip	29801-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 TELEVISION HILLS SUB
Legal Subdivision	TELEVISION HILLS SUB
Legal Lot Number	11
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN
Census Block Group	3
Census Block	3174
Census Tract	21300

Owner

Source: Aiken County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2018	Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	2021035963
Deed Book / Page	4980 / 986
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05132/2001
Date	Jan 3, 2024
Book Page	5132/2001
Instrument	2024000094

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AIKEN SC
Recording Date	Nov 24, 2021
Property Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859
Document Number	4980/0986
Book / Page	4980 / 986
Map Reference	MB 285 PG 104
Instrument Date	Nov 19, 2021
Instrument	2021035963
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859

Mortgage

Document Number	2021035964
Date	Nov 24, 2021
Instrument	2021035964

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4896/0314
Date	Dec 29, 2020
Book Page	4896/314
Instrument	2020033168

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Oct 1, 2018
Property Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859
Document Number	4743/1416
Book / Page	4743 / 1416
Map Reference	MB285 PG104
Instrument Date	Sep 28, 2018
Instrument	2018023770
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 RUTLEDGE RD SW, AIKEN, SC 29801-2859

Mortgage

Document Number	2018023771
Date	Oct 1, 2018
Instrument	2018023771

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Aiken County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	Aiken City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (-0.2%)	$7,014 (+0.06%) Land $1,280 Building $5,734	$175,350 (-) Land $32,000 Building $143,350
2023	$502.00	$7,010 Land $1,280 Building $5,730	$175,350 Land $32,000 Building $143,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AIKEN serves 51,533 people · EPA ID SC0210001
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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