820 Roeder St, Monroe, MI 48161 Property Records

Monroe County property record for 820 Roeder St, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 932 sqft · built 1951
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$121,400 (May 2021)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`55-49-00975-000`

Property Details

APN / Parcel Number

Primary APN	`55-49-00975-000`
Alternative APN	`55 490 097 50`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	720 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	820 ROEDER ST
City	MONROE
State	MI
Zip	48161-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROEDER SUBDIVISION LOT 49
Legal Subdivision	ROEDER SUBDIVISION
Legal Lot Number	49
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	832000

Owner

Source: Monroe County records · APN 55-49-00975-000

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 ROEDER ST, MONROE, MI 48161-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH
Sep 26, 2019	Warranty Deed, Transfer
Nov 14, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	202112116
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 04, 2021
Property Address	820 ROEDER ST, MONROE, MI 48161-1131
Document Number	2021R12116
Map Reference	LB 7 PG 41
Instrument Date	Apr 23, 2021
Instrument	2021R12116
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$911.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 ROEDER ST, 820, MONROE, MI 48161-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 ROEDER ST, MONROE, MI 48161-1131

Mortgage

Document Number	2021R12169
Date	May 04, 2021
Instrument	2021R12169

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	820 ROEDER ST, MONROE, MI 48161-1131
Document Number	0000015589
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	752 JEROME ST MONROE MI 481611102, MONROE, MI 48161-1102

Mortgage

Document Number	0000015589
Date	Sep 12, 2019
Instrument	15589

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 26, 2019
Property Address	820 ROEDER ST, MONROE, MI 48161-1131
Document Number	2019R16478
Map Reference	LB 7 PG 41
Instrument Date	Sep 10, 2019
Instrument	2019R16478
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$915.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 ROEDER ST, MONROE, MI 48161-1131

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	820 ROEDER ST, MONROE, MI 48161-1131
Document Number	0000023227
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 ROEDER ST MONROE MI 481611131, MONROE, MI 48161-1131

Mortgage

Document Number	0000023227
Date	Nov 20, 2017
Instrument	23227

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (+33.37%)	$155,000 (+33.37%)
2025	$2,098.00 (-23.49%) Homeowner's exemption
2023	$2,742.00 Homeowner's exemption	$58,110	$116,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158320001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1982–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2023, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 605 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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