Will County property record for 820 Rock Spring Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,349 sqft · built 1992 |
| Lot Size | 0.27 acres (11,576 sqft) |
| Owner | Company Name on Record |
| Last Sale | $465,000 (Apr 2017) |
| Tax Bill | $15,623 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-01-112-019 |
| Primary APN | 07-01-01-112-019 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,349 sqft Total Area |
| 1st Floor Area | 1,746 sqft |
| 2nd Floor Area | 1,603 sqft |
| Basement Area | 1,746 sqft |
| Unfinished Basement | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 11,576 sqft (0.27 acres) |
| Garage Area | 667 sqft |
| Street Address | 820 ROCK SPRING RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 IN BROOKWOOD TRACE UNIT 1, BEING A SUB OF PRT OF THE NW1/4 OF SEC 1, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 01 |
| Legal Subdivision | BROOKWOOD TRACE 1 |
| Legal Lot Number | 48 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 880304 |
Source: Will County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 820 ROCK SPRING RD, NAPERVILLE, IL 60565-4386 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Apr 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 201733281 |
| Last Transfer Date | Feb 16, 2018 |
| Transfer Doc | 0000026210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 820 ROCK SPRING RD, NAPERVILLE, IL 60565-4386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMER LENDERS ADVANTAGE |
| Name | Verified Name |
|---|
| Document Number | 0000088692 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | R2020088692 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 820 ROCK SPRING RD, NAPERVILLE, IL 60565-4386 |
| Document Number | 0000022406 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 820 ROCK SPRING RD NAPERVILLE IL 605654386, NAPERVILLE, IL 60565-4386 |
| Document Number | 0000022406 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 22406 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 19, 2018 |
| Property Address | 820 ROCK SPRING RD, NAPERVILLE, IL 60565-4386 |
| Document Number | 0000026210 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 26210 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 820 ROCK SPRING RD NAPERVILLE IL 605654386, NAPERVILLE, IL 60565-4386 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 28, 2017 |
| Property Address | 820 ROCK SPRING RD, NAPERVILLE, IL 60565-4386 |
| Document Number | 0000033281 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 33281 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1212 ANDRIA CT NAPERVILLE IL 605400982, NAPERVILLE, IL 60540-0982 |
| Document Number | 33282 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 33282 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,623.00 (+13.63%) | ||
| 2024 | $235,189 (+20.13%) Land $57,627 Building $177,562 | $705,567 (+20.13%) Land $172,881 Building $532,686 | |
| 2022 | $13,749.00 Homeowner's exemption | $195,774 Land $48,157 Building $147,617 | $587,322 Land $144,471 Building $442,851 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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