820 Roberts Ct, Franklin, OH 45005 Property Records

Warren County property record for 820 Roberts Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1976
Lot Size	0.503 acres (21,924 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Nov 2018)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-32-409-003-0`

Property Details

APN / Parcel Number

Primary APN	`01-32-409-003-0`
Alternative APNs	`0132409003` `132409003` `1804855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Lot Area	21,924 sqft (0.503 acres)
Lot Dimensions	203 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1804855
Old Parcel Number	0132409003
Street Address	820 ROBERTS CT
City	FRANKLIN
State	OH
Zip	45005-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVINCIAL PLAINS #130
Legal Subdivision	PROVINCIAL PLAINS
Legal Block	409
Legal Lot Number	130
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	30102

Owner

820 Roberts Ct is owned and occupied by an individual who bought it in November 2018.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	820 ROBERTS CT, CARLISLE, OH 45005-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Oct 30, 2015
Deed Document Number	0000738333
Deed Book / Page	738 / 333
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	820 ROBERTS CT, FRANKLIN, OH 45005-3721
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 ROBERTS CT, CARLISLE, OH 45005-3721

Mortgage

Document Number	0000023266
Date	Jul 18, 2022
Instrument	2022-023266

Lender

Name	PEOPLES BANK
Type	Bank
Address	FRANKLIN, OH 45005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	820 ROBERTS CT, FRANKLIN, OH 45005-3721
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037928
Date	Aug 19, 2021
Instrument	2021-037928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 13, 2018
Property Address	820 ROBERTS CT, CARLISLE, OH 45005-3721
Document Number	0000032557
Map Reference	MB 7 PG 69
Instrument Date	Oct 9, 2018
Instrument	2018-032557
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	820 ROBERTS CT, FRANKLIN, OH 45005-3721

Mortgage

Document Number	0000032558
Date	Nov 13, 2018
Instrument	2018-032558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 820 Roberts Ct was $2,501.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00	$65,303 Land $17,500 Building $47,803	$186,580 Land $50,000 Building $136,580
2023	$2,147.00 (+2.09%) Homeowner's exemption	$50,638 (-) Land $11,813 Building $38,825
2022	$2,103.00 Homeowner's exemption	$50,638 Land $11,813 Building $38,826	$144,680 (-) Land $33,750 Building $110,930
2021			$144,680 Land $33,750 Building $110,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Roberts Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 Roberts Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

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