820 Riverside Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 820 Riverside Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,070 sqft · built 1909
Lot Size	22.3 acres (974,873 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,681 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0755099`

Property Details

APN / Parcel Number

Primary APN	`R0755099`
Alternative APNs	`07-3967-27-2-02-09-0000` `0000121400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	1,542 sqft
Upper Floors Area	528 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2000
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	974,873 sqft (22.3 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	2,196 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	119 sqft
Shed	1 Shed
Shed Area	576 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000121400
Street Address	820 RIVERSIDE RD
City	KALISPELL
State	MT
Zip	59901-8221
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S27, T28 N, R20 W, TR 3B IN SW4NW4
Legal Range	20W
Legal Township	28N
Legal Section	27
Legal Subdivision	CERTIFICATE OF SURVEY NO 6602
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3023
Census Tract	1306

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McCarthy-Pederson Farm Historic District listed 2006 · 8 contributing resources · NRIS 06001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

820 Riverside Rd, a rural home, is owned and occupied by two individuals.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 RIVERSIDE RD, KALISPELL, MT 59901-8221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
May 7, 2019	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	820 RIVERSIDE RD, KALISPELL, MT 59901-8221
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023276
Date	Jul 12, 2021
Instrument	202100023276

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	820 RIVERSIDE RD, KALISPELL, MT 59901-8221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004334
Date	Feb 18, 2020
Instrument	202000004334

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	820 RIVERSIDE RD, KALISPELL, MT 59901-8221
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008523
Date	May 7, 2019
Instrument	201900008523

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 820 Riverside Rd was $3,681.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,681.00	$1,033,239
2025			$1,033,239 Land $177,799 Building $855,440
2023	$5,389.00	$813,038	$813,038 Land $125,478 Building $687,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Riverside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Riverside Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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