820 River Bluff Dr, Sheffield, AL 35660 Property Records

Colbert County property record for 820 River Bluff Dr, Sheffield, AL 35660

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,658 sqft · built 1963
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$497,000 (Jun 2026)
Tax Bill$1,995 (2026)
Deeds & MortgagesApr 2009 Mortgage
Dec 2013 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-09-29-4-004-003.000

Property Details

APN / Parcel Number

Primary APN07-09-29-4-004-003.000
Alternative APNs
  • 15993
  • 32981
  • 45113

Interior

Full Baths4 Baths
Half Baths4 Half Baths
Plumbing Fixtures30 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,658 sqft Adjusted Area
Gross Area2,007 sqft
1st Floor Area2,007 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialCombination
Construction TypeWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
Lot Dimensions310 ft deep x 120 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Account Number45113
Street Address820 RIVER BLUFF DR
CitySHEFFIELD
StateAL
Zip35660-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 15 & 100' STRIP OF BLK 20 RIVER BLUFF 120 X 310 IRR /DB 2023 PG 1938-1939
Legal Range11W
Legal Township03S
Legal Section29
Legal SubdivisionRIVER BLUFF /2-335
Legal Block15
Legal Lot Number14
JurisdictionCOLBERT AL
Township / Civil DivisionTRI-CITIES
Census Block Group2
Census Block2001
Census Tract20200

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2009Deed of Trust, Mortgage
WELLS FARGO BANK NA
Dec 31, 2013Deed of Trust, Mortgage
COMPASS BANK
Jun 11, 2026Deed, Transfer · Construction Mortgage
FIRST FEDERAL BANK FSB
Feb 1, 2023Warranty Deed, Transfer
Jul 31, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleFeb 1, 2023 · Amount on Record
Deed Document Number2026
Prior Transfer DateJan 31, 2023
Record UpdatedOct 29, 2026

April 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLBERT AL
Property Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009/11619
DateApr 30, 2009
Book Page2009/11619
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term181 Months
DueMay 1, 2024

December 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLBERT AL
Property Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013/37491
DateDec 31, 2013
Book Page2013/37491
Lender
NameCOMPASS BANK
TypeBank
Address412 COURT STREET FLORENCE AL 35630
Agreement
AmountAmount Recorded
Term417 Months
DueSep 13, 2048

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCOLBERT AL
Recording DateJun 11, 2026
Property Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
Instrument DateJun 8, 2026
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557

Mortgage

DateJun 11, 2026
Lender
NameFIRST FEDERAL BANK FSB
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLBERT AL
Recording DateFeb 1, 2023
Property Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
Document Number02023/1938
Book / Page2023 / 1938
Map ReferenceMB 2 PG 334
Instrument DateJan 31, 2023
Instrument2023-1938
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 TOPAZ WAY, CARLSBAD, CA 92011-1250

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionCOLBERT AL
Recording DateJul 31, 2017
Property Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557
Document Number2017/20935
Book / Page2017 / 20935
Instrument DateJul 28, 2017
Instrument201720935
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
Tax$257.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address79 MAIN ST, 79, WINDERMERE, FL 34786-8641

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 RIVER BLUFF DR, SHEFFIELD, AL 35660-2557

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyColbert County
MunicipalitySheffield City
Unified School DistrictSheffield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,995.00 (-2.59%)
2025$2,048.00 (+1.89%)$39,780 (+1.9%) Land $6,760 Building $33,020$397,600 (+1.87%) Land $67,500 Building $330,100
2024$2,010.00 (+65.57%)$39,040 (-) Land $6,760 Building $32,280$390,300 (-) Land $67,500 Building $322,800
2023$1,214.00 (+8.68%) Homeowner's exemption Senior Citizen's exemption$39,040 (+54.92%)$390,300 (+54.81%) Land $67,500 Building $322,800
2022$1,117.00 Homeowner's exemption Senior Citizen's exemption$25,200$252,120 Land $12,460 Building $239,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHEFFIELD UTILITIES, CITY OF SHEFFIELD
serves 13,758 people · EPA ID AL0000327
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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