Collin County property record for 820 Ridgecross Rd, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,969 sqft · built 2010 |
| Owner | Owner Name on File |
| Tax Bill | $9,090 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9186-00J-0060-1 |
| Primary APN | R-9186-00J-0060-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,969 sqft Living Area |
| Gross Area | 3,620 sqft |
| 2nd Floor Area | 588 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 181 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2612903 |
|---|---|
| Street Address | 820 RIDGECROSS RD |
| City | PROSPER |
| State | TX |
| Zip | 75078-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF PROSPER PHASE ONE (CPR), BLK J, LOT 6 |
| Legal Subdivision | LAKES OF PROSPER PHASE ONE (CPR) |
| Legal Phase | 1 |
| Legal Block | J |
| Legal Lot Number | 6 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30304 |
The current owner of 820 Ridgecross Rd acquired it in August 2014.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 820 RIDGECROSS RD, PROSPER, TX 75078-7922 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Aug 19, 2014 |
|---|---|
| Deed Sale | Aug 19, 2014 |
| Prior Sale | Aug 19, 2014 |
| Deed Document Number | 20140819000889870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 820 RIDGECROSS RD, PROSPER, TX 75078-7922 |
| Document Number | 0000054300 |
| Instrument Date | Nov 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 RIDGECROSS RD PROSPER TX 750787922, PROSPER, TX 75078-7922 |
| Document Number | 0000054300 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 54300 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645,981 Land $190,000 Building $455,981 | $645,981 Land $190,000 Building $455,981 | |
| 2024 | $9,090.00 | ||
| 2023 | $640,350 Land $180,000 Building $460,350 | $640,350 Land $180,000 Building $460,350 | |
| 2022 | $9,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Ridgecross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Ridgecross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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