820 Rice Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 820 Rice Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,136 sqft · built 1951
Lot Size	0.835 acres (36,300 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (May 2009)
Tax Bill	$3,516 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 146.00-5-7`

Property Details

APN / Parcel Number

Primary APN	`144200 146.00-5-7`
Alternative APN	`42001460000005007000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	784 sqft
Upper Floors Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	36,300 sqft (0.835 acres)
Lot Dimensions	363 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	820 RICE RD
City	ELMA
State	NY
Zip	14059-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	BUFFALO CREEK RESERVATIION
Legal Block	5
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2030
Census Tract	14102

Owner

820 Rice Rd is owned and occupied by two individuals who acquired it in February 2025.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 OAKNOLL CT, ELMA, NY 14059-8904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2009 · Amount on File
Deed Sale	May 21, 2009 · Amount on File
Prior Sale	May 22, 2007 · Amount on File
Deed Document Number	20092009101018
Deed Book / Page	11161 / 8908
Last Transfer Date	Feb 13, 2025
Transfer Doc	0114450385
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	820 RICE RD, ELMA, NY 14059-9582
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 RICE RD, ELMA, NY 14059-9582

Mortgage

Document Number	0139939504
Date	May 7, 2021
Book Page	13993/9504
Instrument	2021087656

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 820 Rice Rd was $3,516 with exemptions applied, up 0.9% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,516.00 (+0.86%) Homeowner's exemption Senior Citizen's exemption
2025	$3,486.00 (+2.53%)	$6,000 (-) Land $1,000 Building $5,000	$230,750 (+3.84%) Land $38,458 Building $192,292
2024	$3,400.00 Homeowner's exemption Senior Citizen's exemption	$6,000 (-) Land $1,000 Building $5,000	$222,222 (+3.7%) Land $37,037 Building $185,185
2023	Homeowner's exemption Senior Citizen's exemption	$6,000 Land $1,000 Building $5,000	$214,286 Land $35,714 Building $178,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Rice Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Rice Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20