Mecklenburg County property record for 820 Reigate Rd, Charlotte, NC 28262
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,738 sqft · built 2005 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Jan 2006) |
| Tax Bill | $3,248 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-063-50 |
| Primary APN | 051-063-50 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,738 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 1,223 sqft |
| Upper Floors Area | 1,515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 820 REIGATE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L139 M36-592 |
| Legal Subdivision | HOUSTON HILLS MAP 03 PH 01 |
| Legal Block | 3 |
| Legal Lot Number | 139 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5611 |
820 Reigate Rd is owned by a company that acquired it in May 2025.
Source: Mecklenburg County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 701 RIVERVIEW CHURCH RD, ASHEVILLE, NC 28806 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2006 · Amount on File |
| Deed Sale | Jan 25, 2006 · Amount on File |
| Prior Sale | Apr 20, 2005 · Amount on File |
| Deed Document Number | 200615245 |
| Deed Book / Page | 19933 / 813 |
| Last Transfer Date | May 20, 2025 |
| Transfer Doc | 0000055519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000033934 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 37119/437 |
| Instrument | 2022033934 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 820 RELGATE RD, CHARLOTTE, NC 28262-2524 |
| Document Number | 0000057753 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 37250/972 |
| Instrument | 2022057753 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Document Number | 0000072766 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 37334/74 |
| Instrument | 2022072766 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000123539 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 34906/184 |
| Instrument | 2020123539 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 820 REIGATE RD, CHARLOTTE, NC 28262-2524 |
| Document Number | 0000091295 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 REIGATE RD CHARLOTTE NC 282622524, CHARLOTTE, NC 28262-2524 |
| Document Number | 0000091295 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 034710/000962 |
| Instrument | 91295 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $388,200 Land $70,000 Building $318,200 | $388,200 Land $70,000 Building $318,200 | |
| 2024 | $3,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Reigate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Reigate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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