Washington County property record for 820 Pine St W, Stillwater, MN 55082
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,645 sqft · built 1922 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2025) |
| Tax Bill | $4,424 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-030-20-34-0026 |
| Primary APN | 28-030-20-34-0026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Basement Area | 1,027 sqft |
| Unfinished Basement | 1,027 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Street Address | 820 PINE ST W |
|---|---|
| City | STILLWATER |
| State | MN |
| Zip | 55082-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME COUNTY AUDITOR'S PLAT NO.9 LOT 8 SUBDIVISIONCD 09329 COUNTY AUD. PLAT NO 9 2ND WARD |
| Legal Range | 20W |
| Legal Township | 30N |
| Legal Section | 28 |
| Legal Subdivision | COUNTY AUDITOR'S PLAT NO.9 |
| Legal Lot Number | 8 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | STILLWATER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 70502 |
Source: Washington County assessment roll, APN 28-030-20-34-0026, as of June 9, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK |
| Apr 15, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE ELMO BANK |
| Aug 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Deed Document Number | 20254479417 |
| Prior Transfer Date | Mar 28, 2019 |
| Prior Transfer Doc | 0004188513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Apr 08, 2026 |
| Property Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Document Number | 0004503063 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20264503063 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLESMART |
| Name | Verified Name |
|---|---|
| Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Document Number | 0004503063, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20264503063 |
| Name | SUNFLOWER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Document Number | 0004467662 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 4467662 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 08, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Aug 14, 2025 |
| Property Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Document Number | 0004479417 |
| Instrument Date | Jul 03, 2025 |
| Instrument | 4479417 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 PINE ST W, STILLWATER, MN 55082-5645 |
| Document Number | 0004479418 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 4479418 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
Source: Washington County assessment roll as of June 9, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,424.00 (+372.65%) Homeowner's exemption | ||
| 2025 | $936.00 (+48.1%) Homeowner's exemption | $384,400 (+1.16%) Land $135,000 Building $249,400 | $384,400 (+1.16%) Land $135,000 Building $249,400 |
| 2024 | $380,000 (+5.85%) Land $125,000 Building $255,000 | $380,000 (+5.85%) Land $125,000 Building $255,000 | |
| 2023 | $632.00 | ||
| 2022 | $359,000 Land $146,900 Building $212,100 | $359,000 Land $146,900 Building $212,100 |
Source: FEMA National Flood Hazard Layer, Washington County (27163C), as of January 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271630705024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 488 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system MN1820024, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Stillwater serves 19,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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