820 Pine Harbor Dr, Norfolk, VA 23502 Property Records

Norfolk City property record for 820 Pine Harbor Dr, Norfolk, VA 23502

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,385 sqft · built 1954
Lot Size0.139 acres (6,050 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (May 2025)
Tax Bill$3,418 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Sep 2022 Second Mortgage
APN48029300

Property Details

APN / Parcel Number

Primary APN48029300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,050 sqft (0.139 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area
Patio Area303 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address820 PINE HARBOR DR
CityNORFOLK
StateVA
Zip23502-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description11 BLK F N INGLESIDE SEC C
Legal SubdivisionSUBDIVISION OF BLOCK F
Legal BlockF
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2002
Census Tract6400

Owner

Source: Norfolk City records · APN 48029300

Assessment roll updated September 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address820 PINE HARBOR DR, NORFOLK, VA 23502-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleJun 24, 2010 · Amount on Record
Deed Document Number20258620
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address820 PINE HARBOR DR, NORFOLK, VA 23502-4223
Transaction TypeMortgage
Record UpdatedAug 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230012124
DateJul 13, 2023
Instrument230012124
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term471 Months
DueOct 01, 2062
Interest
Rate TypeFixed Rate

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address820 PINE HARBOR DR, NORFOLK, VA 23502-4223
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220023233
DateSep 26, 2022
Instrument220023233
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term481 Months
DueOct 01, 2062
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,418.00 (+23.71%)$277,900 (+25.69%) Land $82,000 Building $195,900$277,900 (+25.69%) Land $82,000 Building $195,900
2023$2,763.00$221,100 Land $82,000 Building $139,100$221,100 Land $82,000 Building $139,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims19 (1986–2016)
Claims Outside the SFHA4 of 19
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 188 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF NORFOLK
serves 234,220 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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