820 Phillips St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 820 Phillips St, Fulton, NY 13069 · Last verified May 2026

Property Highlights

Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Year Built	Built 1986
Square Footage	2,514 sqft Gross Area
Lot Size	25,870 sqft (0.593 acres)
Tax Bill	$12,859.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`350400 235.76-02-01`
Alternative APNs	`040023507600020010000000` `0727`

Interior

Building Area	2,514 sqft Gross Area
Basement Area	1,470 sqft Basement
Unfinished Basement	1,470 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	25,870 sqft (0.593 acres)
Depth X Width	130 ft x 199 ft Depth x Width
Porch Area	40 sqft Porch
Canopy Area	252 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0727
Street Address	820 PHILLIPS ST
City	FULTON
State	NY
Zip	13069-1525
Property Usage	Commercial Property Usage
Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	M 1, GL 75 072-009-000
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Minor Civil Division	FULTON
Census Blockgroup	2
Census Block	2006
Census Tract	21104

Owner

Source: Oswego County and Fulton City records · APN 350400 235.76-02-01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 MONTCALM ST, OSWEGO, NY 13126-1321
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Oswego County and Fulton City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,859.00	$250,000 (-) Land $31,400 Building $218,600	$328,947 (+21.05%) Land $41,316 Building $287,631
2023		$250,000 Land $31,400 Building $218,600	$271,739 Land $34,130 Building $237,609

Flood & Wildfire

820 Phillips St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.