820 Perry Ln, Echo, OR 97826 Property Records

Umatilla County property record for 820 Perry Ln, Echo, OR 97826

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,015 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,532 (2023)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3N2916DA02401`

Property Details

APN / Parcel Number

Primary APN	`3N2916DA02401`
Alternative APNs	`106806.00` `106806`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,015 sqft Finished Area
1st Floor Area	831 sqft
2nd Floor Area	1,184 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	145 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	106806
Old Parcel Number	106806.00
Street Address	820 PERRY LN
City	ECHO
State	OR
Zip	97826-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT E1/2 LOT 2 & 3 BLOCK 2 W.W. WHITWORTHS ADDITION TO ECHO
Legal Range	29E
Legal Township	03N
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	W.W. WHITWORTHS ADDITION TO ECHO
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3075
Census Tract	951300

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 143, ECHO, OR 97826-0143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · ARM HOMESTREET BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	2021-107
Record Updated	Jun 7, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	820 PERRY LN, ECHO, OR 97826-9115
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186790063
Date	Nov 7, 2018
Instrument	2018-6790063

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	820 PERRY LN, ECHO, OR 97826-9115
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217200351
Date	Apr 28, 2021
Instrument	2021-7200351

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Echo City
Unified School District	Echo School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,532.00	$251,790 Land $16,150 Building $235,640	$474,300 Land $29,760 Building $444,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ECHO serves 632 people · EPA ID OR4100270
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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