820 Park St, Saugatuck, MI 49453 Property Records

Allegan County property record for 820 Park St, Saugatuck, MI 49453 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 1978
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Sep 2023)
Tax Bill	$15,268 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-009-045-00`

Property Details

APN / Parcel Number

Primary APN	`57-009-045-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	322 ft deep x 50 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 PARK ST
City	SAUGATUCK
State	MI
Zip	49453-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 220' N OF SW COR OF GOVT LOT 1 TH N 66' TH S 68 DEG 15 MIN E 354' TO KALAMAZOO RIVER TH SWLY ALONG RIVER 50' TH N 71 DEG
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1010
Census Tract	30801

Owner

Source: Allegan County records · APN 57-009-045-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 27, 2020	Warranty Deed, Transfer
Mar 07, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202313718
Deed Book / Page	4888 / 1
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	4123/226
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 19, 2023
Property Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Document Number	00004888/1
Book / Page	4888 / 1
Instrument Date	Sep 15, 2023
Instrument	2023013718
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6451 134TH AVE, SAUGATUCK, MI 49453-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PARK ST, HOLLAND, MI 49423

Mortgage

Document Number	2023013719
Date	Sep 19, 2023
Instrument	2023013719

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year CMT
Margin	2
Max Rate	11.6%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 27, 2020
Property Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Document Number	4488/438
Book / Page	4488 / 438
Instrument Date	May 10, 2020
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Amount	Amount Recorded
Tax	$34.40
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 NORTH ST, 275, SAUGATUCK, MI 49453-9777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PARK ST, SAUGATUCK, MI 49453-9780

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4226/329
Date	Mar 07, 2018
Book Page	4226/329

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 21, 2017
Property Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Document Number	4123/226
Book / Page	4123 / 226
Instrument Date	Aug 31, 2016
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	820 PARK ST, SAUGATUCK, MI 49453-9780
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,100 (-5.8%) Land $232,100 Building $219,000	$902,200 (-5.8%) Land $464,200 Building $438,000
2025	$15,268.00 (+3.25%) Homeowner's exemption	$478,900 (+46.72%) Land $222,500 Building $256,400	$957,800 (+46.72%) Land $445,000 Building $512,800
2024	$14,787.00
2023		$326,400 Land $144,100 Building $182,300	$652,800 Land $288,200 Building $364,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

820 Park St, Saugatuck, MI 49453 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Park St

Nearby Streets

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