820 Park St, Lodi, CA 95240 Property Records

San Joaquin County property record for 820 Park St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2018)
Tax Bill	$3,759 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`031-120-130-000`

Property Details

APN / Parcel Number

Primary APN	`031-120-130-000`
Alternative APN	`031-120-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-120-13
Street Address	820 PARK ST
City	LODI
State	CA
Zip	95240-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW MAP 14 PG 45 PART OF LOT 19,18
Legal Subdivision	WEST VIEW
Legal Block	3
Legal Lot Number	19 AN
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3008
Census Tract	4302

Owner

820 Park St is owned and occupied by two individuals who bought it in October 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 PARK ST, LODI, CA 95240-5122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Oct 31, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Jan 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2018120573
Prior Transfer Date	Jul 1, 2003
Prior Transfer Doc	0000008192
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	820 PARK ST, LODI, CA 95240-5122
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PARK ST, LODI, CA 95240-5122

Mortgage

Document Number	0000015069
Date	Feb 23, 2024
Instrument	2024-015069

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	820 PARK ST, LODI, CA 95240-5122
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PARK ST, LODI, CA 95240-5122

Mortgage

Document Number	0000042412
Date	Mar 8, 2021
Instrument	2021-042412

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	820 PARK ST, LODI, CA 95240-5122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PARK ST, LODI, CA 95240-5122

Mortgage

Document Number	0000067392
Date	Jun 27, 2019
Instrument	2019-067392

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	820 PARK ST, LODI, CA 95240-5122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079912
Date	Jul 6, 2020
Instrument	2020-079912

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 31, 2018
Property Address	820 PARK ST, LODI, CA 95240-5122
Document Number	0000120573
Map Reference	VOL 14 PG 45
Instrument Date	Oct 23, 2018
Instrument	2018-120573
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 PARK ST, LODI, CA 95240-5122

Mortgage

Document Number	0000120574
Date	Oct 31, 2018
Instrument	2018-120574

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 19, 2017
Property Address	820 PARK ST, LODI, CA 95240-5122
Document Number	0000008192
Instrument Date	Dec 19, 2016
Instrument	8192
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11208 CIRCLE DR JAMESTOWN CA 953279609, JAMESTOWN, CA 95327-9609

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 19, 2017
Property Address	820 PARK ST, LODI, CA 95240-5122
Document Number	0000008191
Instrument Date	Dec 19, 2016
Instrument	8191
Transaction Type	Transfer
Record Updated	Jan 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11208 CIRCLE DR JAMESTOWN CA 953279609, JAMESTOWN, CA 95327-9609

Tax Assessment & Valuation

The 2026 property tax bill for 820 Park St was $3,759 with a homeowner's exemption, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,759.00 (+0.35%)
2025	$3,746.00 Homeowner's exemption	$351,384 Land $100,395 Building $250,989
2023	$3,590.00 (+2.31%) Homeowner's exemption	$337,742 Land $96,498 Building $241,244	$395,370
2022	$3,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Park St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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