Union County property record for 820 Palmer Junction Rd, Elgin, OR 97827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1972 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Jun 2021) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Oct 2025 Mortgage + 2 more |
| APN | 01N3910DC 1201 |
| Primary APN | 01N3910DC 1201 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Driveway | Driveway |
| Patio Area | 279 sqft |
| Account Number | 17084 |
|---|---|
| Street Address | 820 PALMER JUNCTION RD |
| City | ELGIN |
| State | OR |
| Zip | 97827-8248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EL-R |
| Legal Subdivision | HUGS ADDITION |
| Legal Lot Number | 1201 |
| Jurisdiction | UNION OR |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970100 |
Source: Union County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Deed Document Number | 20212452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Jul 6, 2026 |
| Property Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Document Number | 0000001686 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 20261686 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Document Number | 0020252760 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 20252760 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | 2 S POINTE DR STE 200, LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020222051 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 20222051 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LA GRANDE, OR 97850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Jun 25, 2021 |
| Property Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Document Number | 0020212452 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 20212452 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | EASTERN OREGON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 820 PALMER JUNCTION RD, ELGIN, OR 97827-8248 |
| Document Number | 0020212453 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 20212453 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Union County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Elgin City |
| Unified School District | Elgin School District 23 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (+6.11%) | $131,990 (+3%) Land $35,550 Building $96,440 | $261,990 (+14.18%) Land $62,400 Building $199,590 |
| 2023 | $2,241.00 (+2.99%) | $128,150 (+6.09%) Land $34,510 Building $93,640 | $229,460 (+11.76%) Land $57,970 Building $171,490 |
| 2022 | $2,176.00 | $120,792 Land $32,517 Building $88,275 | $205,320 Land $54,890 Building $150,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless · Fiber in parts of the area | 50 / 10 |
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