820 Overland Dr, McKinney, TX 75069 Property Records

Collin County property record for 820 Overland Dr, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,292 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$5,977 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-2323-00D-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-2323-00D-0120-1`
Alternative APN	`18562`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
1st Floor Area	2,292 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Pool Area	502 sqft
Porch	Covered Porch
Porch Area	614 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18562
Street Address	820 OVERLAND DR
City	MCKINNEY
State	TX
Zip	75069-0998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CREEK PHASE V (CLC), BLK D, LOT 12
Legal Subdivision	SETTLERS CREEK PHASE V (CLC)
Legal Phase	5
Legal Block	D
Legal Lot Number	12 1
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2077
Census Tract	31007

Owner

Source: Collin County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage TEXAS MORTGAGE ASSOCIATES INC
Nov 13, 2025	Vendor's Lien, Transfer · VA Mortgage TEXAS MORTGAGE ASSOCIATES INC
Jun 1, 2018	Deed of Trust, Mortgage AMERICAN HERITAGE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025
Deed Sale	Nov 13, 2025
Prior Sale	Aug 30, 2001
Deed Document Number	2025000147163
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279140
Date	Feb 18, 2022
Instrument	20220218000279140

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	UNKNOWN, FATICO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 SCOTTSDALE DR, WYLIE, TX 75098-7902

Mortgage

Document Number	2025000147164
Date	Nov 13, 2025
Instrument	2025000147164

Lender

Name	TEXAS MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	DALLAS, TX 75231

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 13, 2025
Property Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998
Document Number	2025000147163
Map Reference	VOL G PG 212
Instrument Date	Nov 10, 2025
Instrument	2025000147163
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE, FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998

Mortgage

Document Number	2025000147164
Date	Nov 13, 2025
Instrument	2025000147164

Lender

Name	TEXAS MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	820 OVERLAND DR, MCKINNEY, TX 75069-0998
Document Number	0000703820
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 OVERLAND DR MCKINNEY TX 750690998, MCKINNEY, TX 75069-0998

Mortgage

Document Number	0000703820
Date	Jun 7, 2018
Instrument	703820

Lender

Name	AMERICAN HERITAGE CAP
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 6, 2038

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lowry Crossing City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,565 (-20.43%) Land $125,000 Building $295,565	$420,565 (-20.43%) Land $125,000 Building $295,565
2024	$5,977.00 (-4.73%)
2023		$528,534 Land $125,000 Building $403,534	$528,534 Land $125,000 Building $403,534
2022	$6,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WSC serves 3,364 people · EPA ID TX0430041
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	100 / 25

May also be available: AT&T, Optimum, Spectrum, Verizon.

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