Kane County property record for 820 Ohio Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,023 sqft · built 1958 |
| Lot Size | 0.212 acres (9,225 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,500 (Jul 2006) |
| Tax Bill | $6,562 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-488-005 |
| Primary APN | 09-27-488-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,023 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| Basement Area | 1,023 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,225 sqft (0.212 acres) |
| Lot Dimensions | 119 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 820 OHIO AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 ADD SAINTCHARLES |
| Legal Subdivision | GANOE DALE ADDT |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 852300 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 OHIO AVE, SAINT CHARLES, IL 60174-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Aug 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY OF KANE ILLINOIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on Record |
| Deed Sale | Jul 17, 2006 · Amount on Record |
| Prior Sale | Nov 1, 1995 · Amount on Record |
| Deed Document Number | 200676334 |
| Prior Transfer Date | Jun 9, 2006 |
| Prior Transfer Doc | 0000076333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 820 OHIO AVE, ST CHARLES, IL 60174-3148 |
| Document Number | 0000058945 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 820 OHIO AVE ST CHARLES IL 601743148, ST CHARLES, IL 60174-3148 |
| Document Number | 0000058945 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 58945 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 820 OHIO AVE, ST CHARLES, IL 60174-3148 |
| Document Number | 0000062552 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 820 OHIO AVE ST CHARLES IL 601743148, ST CHARLES, IL 60174-3148 |
| Document Number | 0000062552 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 62552 |
| Name | COUNTY OF KANE ILLINOIS |
|---|---|
| Address | 719 S BATAVIA AVE, GENEVA, IL 60134-3077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,562.00 (+11.2%) Homeowner's exemption | ||
| 2024 | $93,584 (+18.32%) Land $32,259 Building $61,325 | $280,864 (+18.37%) Land $96,816 Building $184,049 | |
| 2022 | $5,901.00 (+4.28%) Homeowner's exemption | $79,094 (+4.91%) Land $29,052 Building $50,042 | $237,282 (+4.91%) Land $87,156 Building $150,126 |
| 2021 | $5,659.00 Homeowner's exemption | $75,392 Land $27,692 Building $47,700 | $226,176 Land $83,076 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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