Lorain County property record for 820 Oberlin Elyria Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,954 sqft Living Area |
| Lot Size | 63,598 sqft (1.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2019) |
| Tax Bill | $2,682.00 (2025) |
| Primary APN | 10-00-008-111-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,954 sqft Living Area |
| 1st Floor | 1,320 sqft 1st Floor |
| 2nd Floor | 633 sqft 2nd Floor |
| Attic Area | 634 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 63,598 sqft (1.46 acres) |
| Deck Area | 636 sqft Deck |
| Patio Area | 180 sqft Patio |
| Lean-To | 720 sqft Lean-To |
| Heating System | HVAC Heating |
|---|
| Street Address | 820 OBERLIN ELYRIA RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22-10-008B -027-00 |
| Legal Subdivision | CARLISLE SEC 08 |
| Legal Block | 111 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-008-111-035
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 28, 2019 | Grant Deed, Transfer · Conventional Mortgage HANCOCK MTG PTRS |
| Jun 22, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Doc Number | 2019003709 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 820 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000800218 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0800218 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 28, 2019 |
| Property Address | 820 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7732 |
| Document Number | 0000720104 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 720104 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 820 OBERLIN ELYRIA RD ELYRIA OH 440357732, ELYRIA, OH 44035-7732 |
| Document Number | 720105 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 720105 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 820 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7732 |
| Document Number | 0000637415 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 820 OBERLIN ELYRIA RD ELYRIA OH 440357732, ELYRIA, OH 44035-7732 |
| Document Number | 0000637415 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 637415 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 | $61,130 (%) Land $18,060 Building $43,070 | $174,660 (-) Land $51,600 Building $123,060 |
| 2024 | $2,682.00 (-3.53%) | $61,131 (+9.01%) Land $18,060 Building $43,071 | $174,660 (+9.01%) Land $51,600 Building $123,060 |
| 2023 | $2,780.00 (-0.36%) | $56,078 (%) Land $17,525 Building $38,553 | $160,220 (-) Land $50,070 Building $110,150 |
| 2022 | $2,790.00 | $56,080 Land $17,530 Building $38,550 | |
| 2021 | $160,220 Land $50,070 Building $110,150 |
820 Oberlin Elyria Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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