820 Oak Crest Cir, Placerville, CA 95667 Property Records

El Dorado County property record for 820 Oak Crest Cir, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,157 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2019)
Tax Bill	$6,400 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-541-004-000`

Property Details

APN / Parcel Number

Primary APN	`050-541-004-000`
Alternative APNs	`05054104100` `0505410410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,157 sqft Living Area
1st Floor Area	2,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	1 Parking Space
Patio Area	2,157 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 OAK CREST CIR
City	PLACERVILLE
State	CA
Zip	95667-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 11 OAK KNOLL EST
Legal Subdivision	OAK KNOLL EST
Legal Lot Number	11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3019
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2018	Deed of Trust, Mortgage · FHA Mortgage NOT AVAILABLE
Jul 9, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	201926616
Prior Transfer Date	Nov 19, 2013
Prior Transfer Doc	0000060380
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452

Mortgage

Document Number	0000033068
Date	Nov 20, 2023
Instrument	2023-0033068

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452

Mortgage

Document Number	0000042532
Date	Nov 3, 2022
Instrument	2022-0042532

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452

Mortgage

Document Number	0000019157
Date	Mar 18, 2021
Instrument	2021-0019157

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005991
Date	Feb 20, 2018
Instrument	2018-0005991

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 9, 2019
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Document Number	0000026616
Map Reference	MB G MAP 96
Instrument Date	Jun 27, 2019
Instrument	2019-0026616
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452

Mortgage

Document Number	0000026617
Date	Jul 9, 2019
Instrument	2019-0026617

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	820 OAK CREST CIR, PLACERVILLE, CA 95667-3452
Document Number	0000005992
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	820 OAK CREST CIR PLACERVILLE CA 956673452, PLACERVILLE, CA 95667-3452

Mortgage

Document Number	0000005992
Date	Feb 20, 2018
Instrument	5992

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,879 (+2%) Land $167,325 Building $451,554
2025	$6,400.00 (+3.38%)	$606,745 (+4.04%) Land $164,045 Building $442,700
2023	$6,191.00 (+1.43%)	$583,186 Land $157,676 Building $425,510
2022	$6,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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