820 N Walnut St, Celina, OH 45822 Property Records

Mercer County property record for 820 N Walnut St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,011 sqft · built 1900
Lot Size0.144 acres (6,300 sqft)
Owner2 Individual Names on File
Tax Bill$2,676 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-341000.0000

Property Details

APN / Parcel Number

Primary APN27-341000.0000
Alternative APN
  • 05-36-435-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,011 sqft Living Area
Basement Area504 sqft
Unfinished Basement504 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions126 ft deep x 50 ft wide

Location & Zoning

Street Address820 N WALNUT ST
CityCELINA
StateOH
Zip45822-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HEIGHTS ALLOTMENT LOT#: 50
Legal SubdivisionFOREST HEIGHTS
Legal Lot Number50
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1008
Census Tract967400

Owner

820 N Walnut St is owned and occupied by two individuals who acquired it in March 2003.

Source: Mercer County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address820 N WALNUT ST, CELINA, OH 45822-1039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 29, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2003
Deed SaleMar 25, 2003
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address820 N WALNUT ST, CELINA, OH 45822-1039
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 N WALNUT ST, CELINA, OH 45822-1039

Mortgage

Document Number202300000241
DateJan 24, 2023
Instrument202300000241
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueMay 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address820 N WALNUT ST, CELINA, OH 45822-1039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000442
DateJan 29, 2020
Instrument202000000442
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 820 N Walnut St was $2,676.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,676.00$66,150 (-) Land $5,600 Building $60,550
2024$2,676.00 (+0.26%)$66,150 (-) Land $5,600 Building $60,550
2023$2,669.00 (+38.36%)$66,150 (+58.29%) Land $5,600 Building $60,550$189,000 Land $16,000 Building $173,000
2022$1,929.00$41,790 Land $3,290 Building $38,500
2020$119,400 Land $9,400 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 N Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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