820 N Main St, Lima, OH 45801 Property Records

Allen County property record for 820 N Main St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1920
Lot Size	0.147 acres (6,403 sqft)
Owner	Company Name on File
Last Sale	$54,000 (Nov 2025)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-3010-05-005.000`

Property Details

APN / Parcel Number

Primary APN	`37-3010-05-005.000`
Alternative APN	`M3837301005005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	883 sqft
Upper Floors Area	285 sqft
Basement Area	359 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	200 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Breezeway
Porch Area	440 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	820 N MAIN ST
City	LIMA
State	OH
Zip	45801-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBBS 3RD ADDITION LOT 1138 WHOLE-N SIDE FF 32.00
Legal Subdivision	ROBBS 3RD ADDITION
Legal Lot Number	1138
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1002
Census Tract	12400

Owner

820 N Main St is owned by a company that bought it in November 2025.

Source: Allen County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	1422 FOX RUN, LIMA, OH 45805-3605
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL LENDER LLC
Nov 7, 2025	Warranty Deed, Transfer · Line of Credit COMMERCIAL LENDER LLC
Oct 16, 2025	Certificate of Transfer, Transfer
Oct 18, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Jun 5, 2015 · Amount on File
Deed Document Number	202511415
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 17, 2026
Property Address	820 N MAIN ST, LIMA, OH 45801-4014
Document Number	0000007541
Instrument Date	Jul 2, 2026
Instrument	20267541
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1422 FOX RUN, LIMA, OH 45805-3605

Mortgage

Document Number	0000007542,
Date	Jul 17, 2026
Instrument	20267542

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 7, 2025
Property Address	820 N MAIN ST, LIMA, OH 45801-4014
Document Number	11070011415
Book / Page	2025 / 11415
Map Reference	PB 2 PG 122 & 123
Instrument Date	Oct 24, 2025
Instrument	202511070011415
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SOURCEPOINT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 FOX RUN, LIMA, OH 45805-3605
Investor	Possibly a Property Investor

Mortgage

Document Number	11070011416
Date	Nov 7, 2025
Instrument	202511070011416

Lender

Name	COMMERCIAL LENDER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2026

October 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ALLEN OH
Recording Date	Oct 16, 2025
Property Address	820 N MAIN ST, LIMA, OH 45801-4014
Document Number	10160010537
Book / Page	2025 / 10537
Map Reference	PB 2 PG 22-23
Instrument Date	Oct 6, 2025
Instrument	202510160010537
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PICKLE HILL RD # A, A, MANSFIELD, PA 16933-9654

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 18, 2021
Property Address	820 N MAIN ST, LIMA, OH 45801-4014
Document Number	10180014636
Book / Page	2021 / 14636
Instrument Date	Oct 18, 2021
Instrument	202110180014636
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N MAIN ST, LIMA, OH 45801-4014

Tax Assessment & Valuation

The 2025 property tax bill for 820 N Main St was $2,616, up 188.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+188.11%)	$19,320 (-) Land $2,520 Building $16,800	$55,200 (-) Land $7,200 Building $48,000
2024	$908.00 (+13.5%) Homeowner's exemption	$19,320 (+26.85%) Land $2,520 Building $16,800	$55,200 Land $7,200 Building $48,000
2023	$800.00 (+20.85%) Homeowner's exemption	$15,230 (-) Land $2,000 Building $13,230
2022	$662.00 Homeowner's exemption	$15,230 Land $2,000 Building $13,230
2021			$43,500 Land $5,700 Building $37,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

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