Hancock County property record for 820 N Main St, Findlay, OH 45840
| Property Type | Commercial |
|---|---|
| Details | 3,500 sqft · built 1987 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Oct 1989) |
| Tax Bill | $5,662 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-131-01-003.000 |
| Primary APN | 1010-131-01-003.000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 2 Plumbing Fixtures |
|---|---|
| Units | 12 Units |
| Stories | 3 Stories |
| Building Area | 3,500 sqft Living Area |
| 1st Floor Area | 5,800 sqft |
| Flooring | Concrete/Cement |
| Elevator | Elevator |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 820 N MAIN ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3570 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GOITS ADD N FINDLAY LOT 1274 |
| Legal Subdivision | GOITS ADD N FINDLAY |
| Legal Lot Number | 1274 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 902 |
820 N Main St, a commercial property, is owned by a company that bought it in October 1989.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 908, FINDLAY, OH 45839-0908 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 1989 · Amount on File |
| Deed Sale | Oct 5, 1989 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 820 N MAIN ST, FINDLAY, OH 45840-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHITMAN TITLE SECURITY |
| Name | Verified Name |
|---|
| Document Number | 2577/5778 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2577/5778 |
| Instrument | 202100000960 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2041 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 820 N Main St was $5,662.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,662.00 | $104,570 Land $19,110 Building $85,460 | $298,770 Land $54,600 Building $244,170 |
| 2023 | $5,306.00 | $94,530 Land $16,610 Building $77,920 | |
| 2022 | $270,090 Land $47,450 Building $222,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 820 N Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 820 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.
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