820 N Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 820 N Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1924
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Jun 2015)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2015 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-232-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-232-002-000`
Alternative APN	`39414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Finished Area
1st Floor Area	1,072 sqft
Basement Area	816 sqft
Finished Basement	326 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	64 sqft
Deck Area	256 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39414
Street Address	820 N DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 8 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal Subdivision	MCCLELLAN`S ADDN
Legal Block	8
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4001
Census Tract	201

Owner

820 N Duluth Ave is owned and occupied by an individual who bought it in June 2015.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	820 N DULUTH AVE, SIOUX FALLS, SD 57104-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FCU
Jun 4, 2015	Deed, Transfer · FHA Mortgage SERVICE FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015 · Amount on File
Deed Sale	Jun 4, 2015 · Amount on File
Deed Document Number	2015512281
Deed Book / Page	562 / 696
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	000562/696
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	820 N DULUTH AVE, SIOUX FALLS, SD 57104-2320
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1913MTG/528
Date	Feb 4, 2021
Book Page	1913 MTG/528

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

June 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2015
Property Address	820 N DULUTH AVE, SIOUX FALLS, SD 57104-2320
Document Number	000562/696
Book / Page	562 / 696
Instrument Date	May 29, 2015
Instrument	R512281
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 N DULUTH AVE, SIOUX FALLS, SD 57104-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N DULUTH AVE, SIOUX FALLS, SD 57104-2320

Mortgage

Document Number	001777/482
Date	Jun 4, 2015
Book Page	1777/482
Instrument	R512302

Lender

Name	SERVICE FIRST FEDERAL CREDIT UNION
Address	SIOUX FALLS, SD 57103

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 820 N Duluth Ave was $2,405.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,097 (+6.96%) Land $26,110 Building $162,987	$189,097 Land $26,110 Building $162,987
2025	$2,405.00	$176,800 (-3.65%) Land $26,400 Building $150,400
2024	$2,405.00	$183,500 Land $26,400 Building $157,100
2022	$2,264.00	$150,200 Land $21,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 N Duluth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 N Duluth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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