Gray County property record for 820 N Commerce St, McLean, TX 79057
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,203 sqft · built 1930 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,142 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-145551210180000000 |
| Primary APN | 1-20-145551210180000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 4,203 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Roof Type | Gable |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3972588 |
|---|---|
| Street Address | 820 N COMMERCE ST |
| City | MCLEAN |
| State | TX |
| Zip | 79057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15-20 BLK 121 ORIGINAL TOWN MCLEAN |
| Legal Subdivision | ORIGINAL TOWN OF MCLEAN |
| Legal Block | 121 |
| Legal Lot Number | 15-20 |
| Jurisdiction | GRAY TX |
| Township / Civil Division | MCLEAN |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 950100 |
Source: Gray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 743, MCLEAN, TX 79057-0743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMARILLO NATIONAL BANK |
| Mar 17, 2017 | Vendor's Lien, Transfer · FHA Mortgage HAPPY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 |
| Deed Sale | Mar 8, 2024 |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Deed Document Number | 2024233812 |
| Prior Transfer Date | Mar 16, 2017 |
| Prior Transfer Doc | 0000211986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY TX |
| Property Address | 820 COMMERCE ST, MCLEAN, TX 79057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | GRAY COUNTY TITLE COMPANY INC, GRAY COUNTY TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000225069 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 225069 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAY TX |
| Recording Date | Mar 17, 2017 |
| Property Address | 820 COMMERCE ST, MCLEAN, TX 79057 |
| Document Number | 0000211986 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 0211986 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | GRAY COUNTY TITLE COMPANY INC, GRAY COUNTY TITLE COMPANY IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 COMMERCE ST, MCLEAN, TX 79057 |
| Document Number | 0000211987 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 0211987 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Gray County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Gray County |
| Municipality | McLean Town |
| Unified School District | McLean Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,142.00 (+59.14%) | $98,890 (-) Land $1,800 Building $97,090 | $98,890 (-) Land $1,800 Building $97,090 |
| 2025 | $1,346.00 (-14.43%) Homeowner's exemption | $98,890 (+63.89%) Land $1,800 Building $97,090 | $98,890 (+63.89%) Land $1,800 Building $97,090 |
| 2023 | $60,340 Land $1,800 Building $58,540 | $60,340 Land $1,800 Building $58,540 | |
| 2022 | $1,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 87% of Texas |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLEAN MUNICIPAL WATER SUPPLY serves 665 people · EPA ID TX0900002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AMA TechTel Communications Fixed Wireless | 50 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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