820 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 820 N Central Ave, Flagler Beach, FL 32136 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,296 sqft Living Area
Lot Size	6,011 sqft (0.138 acres)
Last Sale	$310,000 (2015)
Tax Bill	$10,314.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-12-31-1100-00060-0120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	2,296 sqft Living Area
Gross Area	3,316 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,011 sqft (0.138 acres)
Driveway	Driveway Concrete
Driveway Area	540 sqft Driveway
Deck Area	Deck Area

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	820 N CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3337
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COCHRAN PLACE SUB DIV BL-6 LOT 12 OR 294 PG 439 OR 1682/1780 OR 1733/137 OR 1756/70 OR 2060/953 OR 2060/955 OR 2067/150-CD
Legal Range	31E
Legal Township	12S
Legal Section	01
Legal Subdivision	COCHRAN PLACE SUB
Legal Block	6
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Minor Civil Division	FLAGLER BEACH
Census Blockgroup	1
Census Block	1015
Census Tract	60302

Owner

Source: Flagler County records · APN 01-12-31-1100-00060-0120

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5520 NINE MILE RD, MARYVILLE, TN 37801-1087
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Prior Sale	Apr 27, 2015
Deed Doc Number	201512294
Deed Book / Page	2060 / 955
Last Transfer Date	Jul 19, 2024
Transfer Doc	0028871382
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	820 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3337
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024581086
Date	Jul 15, 2020
Book Page	2458/1086
Instrument	2020026774

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,142.00 (+8.03%)	$607,303 (+20.57%) Land $243,500 Building $363,803	$607,303 (+20.57%) Land $243,500 Building $363,803
2024	$10,314.00 (+10.84%)
2023	$9,305.00 (+6.64%)	$503,699 (+2.01%) Land $162,000 Building $341,699	$503,699 (+2.01%) Land $162,000 Building $341,699
2022	$8,726.00	$493,754 Land $162,000 Building $331,754	$493,754 Land $162,000 Building $331,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.