820 N Cayuga St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 820 N Cayuga St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,167 sqft · built 1890
Lot Size	0.06 acres (2,640 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2023)
Tax Bill	$8,928 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`500700 26.-3-3`

Property Details

APN / Parcel Number

Primary APN	`500700 26.-3-3`
Alternative APN	`070002600000030030000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	387 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,640 sqft (0.06 acres)
Lot Dimensions	66 ft deep x 40 ft wide
Porch	Slab
Porch Area	161 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 N CAYUGA ST
City	ITHACA
State	NY
Zip	14850-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2031
Census Tract	700

Owner

Source: Tompkins County and Ithaca City records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 N CAYUGA ST, ITHACA, NY 14850-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · ARM TOMPKINS COMMUNITY BANK
Sep 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
May 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	20237943
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	820 N CAYUGA ST, ITHACA, NY 14850-3612
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001116
Date	Dec 13, 2023
Instrument	2023-11116

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Index	Other
Margin	3

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 6, 2023
Property Address	820 N CAYUGA ST, ITHACA, NY 14850-3612
Document Number	0000007943
Instrument Date	Aug 30, 2023
Instrument	2023-07943
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N CAYUGA ST, ITHACA, NY 14850-3612

Mortgage

Document Number	0000007944
Date	Sep 6, 2023
Instrument	2023-07944 +

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TOMPKINS NY
Recording Date	May 17, 2018
Property Address	820 N CAYUGA ST, ITHACA, NY 14850-3612
Document Number	0000005368
Instrument Date	May 17, 2018
Instrument	5368
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N CAYUGA ST ITHACA NY 148503612, ITHACA, NY 14850-3612

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,928.00 (+220.8%)	$275,000 (+6.18%) Land $30,800 Building $244,200	$275,000 (+6.18%) Land $30,800 Building $244,200
2023		$259,000 (+10.21%) Land $30,800 Building $228,200	$259,000 (+10.21%) Land $30,800 Building $228,200
2022		$235,000 Land $30,800 Building $204,200	$235,000 Land $30,800 Building $204,200
2020	$2,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1978–2014)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Fiberspark, T-Mobile.

Nearby Properties on N Cayuga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures