820 N 6th St, Festus, MO 63028 Property Records

Jefferson County property record for 820 N 6th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft · built 1954
Lot Size	0.16 acres (6,973 sqft)
Owner	2 Individual Names on File
Last Sale	$227,303 (Mar 2025)
Tax Bill	$779 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.03002014`

Property Details

APN / Parcel Number

Primary APN	`193.006.03002014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,973 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 N 6TH ST
City	FESTUS
State	MO
Zip	63028-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ALBERT WEHNERS 1ST (UNRECORDED) LOT 8
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	ALBERT WEHNERS 1ST
Legal Block	5
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5006
Census Tract	700801

Owner

820 N 6th St is owned and occupied by two individuals who bought it in March 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 N 6TH ST, FESTUS, MO 63028-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Oct 22, 2019	Warranty Deed, Transfer GUILD MTG
Jun 8, 2018	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	20255020
Prior Transfer Date	Mar 20, 2007
Prior Transfer Doc	0000013714
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 17, 2023
Property Address	820 N 6TH ST, FESTUS, MO 63028-1406
Document Number	0000003903
Instrument Date	Feb 16, 2023
Instrument	2023R-003903
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 N 6TH ST, FESTUS, MO 63028-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N 6TH ST, FESTUS, MO 63028-1406

Mortgage

Document Number	0000003904
Date	Feb 17, 2023
Instrument	2023R-003904

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 22, 2019
Property Address	820 N 6TH ST, FESTUS, MO 63028-1406
Document Number	0000032727
Instrument Date	Oct 18, 2019
Instrument	32727
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 N 6TH ST FESTUS MO 630281406, FESTUS, MO 63028-1406

Mortgage

Document Number	32728
Date	Oct 22, 2019
Instrument	32728

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	820 N 6TH ST, FESTUS, MO 63028-1406
Document Number	0000017648
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	217 N ADAMS ST FESTUS MO 630281936, FESTUS, MO 63028-1936

Mortgage

Document Number	0000017648
Date	Jun 14, 2018
Instrument	17648

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 820 N 6th St was $779.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,200 (-) Land $1,300 Building $12,900	$74,700 Land $6,900 Building $67,800
2025	$779.00	$14,200 Land $1,300 Building $12,900
2024			$74,700 (+8.89%) Land $6,900 Building $67,800
2023	$732.00	$13,000 Land $1,300 Building $11,700	$68,600 Land $6,900 Building $61,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 820 N 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 N 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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