820 N 5th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 820 N 5th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1966
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2024)
Tax Bill	$3,540 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.791.0640`

Property Details

APN / Parcel Number

Primary APN	`19.791.0640`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	1,536 sqft
Finished Basement	420 sqft
Unfinished Basement	420 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Driveway	Driveway
Porch	Slab
Porch Area	84 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	820 N 5TH ST
City	SAINT PETER
State	MN
Zip	56082-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 41 LOT 8 SUBDIVISIONCD 19791 SUBDIVISIONNAME SKARO EVENSON S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SKARO EVENSON S ADD
Legal Block	41
Legal Lot Number	8
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	2
Census Block	2000
Census Tract	480300

Owner

820 N 5th St is owned and occupied by an individual who bought it in July 2024.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	820 N 5TH ST, SAINT PETER, MN 56082-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 7, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	20241669032
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	820 N 5TH ST, SAINT PETER, MN 56082-1826
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355099
Date	Sep 4, 2025
Instrument	355099

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	820 N 5TH ST, SAINT PETER, MN 56082-1826
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE MANKATO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334566
Date	Oct 30, 2020
Instrument	334566

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	May 7, 2019
Property Address	820 N 5TH ST, SAINT PETER, MN 56082-1826
Document Number	0000327479
Instrument Date	May 3, 2019
Instrument	327479
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N 5TH ST, SAINT PETER, MN 56082-1826

Mortgage

Document Number	0000327480
Date	May 7, 2019
Instrument	327480

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	May 7, 2019
Property Address	820 N 5TH ST, SAINT PETER, MN 56082-1826
Document Number	0000327478
Instrument Date	Apr 18, 2019
Instrument	327478
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$511.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 N 5TH ST, SAINT PETER, MN 56082-1826

Tax Assessment & Valuation

The 2026 property tax bill for 820 N 5th St was $3,540 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,540.00 Homeowner's exemption	$252,700 Land $24,500 Building $228,200	$252,700 Land $24,500 Building $228,200
2025	$3,540.00
2023	$2,622.00 Homeowner's exemption	$233,700 Land $24,500 Building $209,200	$233,700 Land $24,500 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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