820 N 4th Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 820 N 4th Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,053 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2020)
Deeds & Mortgages	Oct 2017 Line of Credit May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-176-004`

Property Details

APN / Parcel Number

Primary APN	`17-11-176-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,053 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,019 sqft (0.23 acres)
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	820 N 4TH AVE
City	BIG RAPIDS
State	MI
Zip	49307-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000820 N FOURTH AVENUE: GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPROVEMENT COMPANY'S SUB-DIVISION -- BLK 5
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	5
Legal Lot Number	5-6
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2001
Census Tract	960500

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit GERAL J CASARI ETAL
May 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Aug 29, 2019	Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC
Oct 20, 2017	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	202000008043
Deed Book / Page	906 / 4555
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	880/0655
Date	Oct 11, 2017
Book Page	880/0655
Instrument	201700007586

Lender

Name	GERAL J CASARI ETAL
Type	Private Party
Address	102 ALEWA DR NW, GRAND RAPIDS, MI 49504

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	887/0766
Date	May 17, 2018
Book Page	887/0766
Instrument	201800004079

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48641

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 27, 2020
Property Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Document Number	906/4555
Book / Page	906 / 4555
Instrument Date	Sep 14, 2020
Instrument	202000008043
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 N 4TH AVE, 820, BIG RAPIDS, MI 49307-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 FULLER AVE APT 203D, 203D, BIG RAPIDS, MI 49307-2171

Mortgage

Document Number	202000008044
Date	Oct 27, 2020
Instrument	202000008044

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 29, 2019
Property Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Document Number	899/1749
Book / Page	899 / 1749
Map Reference	LB 2 PG 3
Instrument Date	Aug 16, 2019
Instrument	201900006146
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Tax	$894.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8428, GRAND RAPIDS, MI 49518-8428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16250 135TH AVE, RODNEY, MI 49342-9713

October 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 20, 2017
Property Address	820 N 4TH AVE, BIG RAPIDS, MI 49307-1130
Document Number	880/1733
Book / Page	880 / 1733
Instrument Date	Oct 4, 2017
Instrument	201700007852
Transaction Type	Foreclosure
Record Updated	Jul 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 44TH ST SE STE 300, 300, GRAND RAPIDS, MI 49508-5093

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$58,500	$117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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