820 Murray Dr, Ames, IA 50010 Property Records

Story County property record for 820 Murray Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,297 sqft · built 1948
Lot Size	0.219 acres (9,518 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Apr 2026)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	May 2009 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-431-010`

Property Details

APN / Parcel Number

Primary APN	`05-34-431-010`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Finished Basement	116 sqft
Unfinished Basement	676 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,518 sqft (0.219 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	204 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	820 MURRAY DR
City	AMES
State	IA
Zip	50010-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	DEVORES SD LOT:1 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	DEVORE'S SD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

820 Murray Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 MURRAY DR, AMES, IA 50010-5359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	20262597
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000011053
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	820 MURRAY DR, AMES, IA 50010-5359
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900005068
Date	May 8, 2009
Instrument	2009-00005068

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2024

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 2, 2026
Property Address	820 MURRAY DR, AMES, IA 50010-5359
Document Number	0000002597
Instrument Date	Mar 27, 2026
Instrument	2026.2597
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,671.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 MURRAY DR, AMES, IA 50010-5359

Mortgage

Document Number	0000002598,
Date	Apr 2, 2026
Instrument	2026..2598

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 2, 2026
Property Address	820 MURRAY DR, AMES, IA 50010-5359
Document Number	0202602597
Instrument Date	Mar 27, 2026
Instrument	20262597
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,671.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 MURRAY DR, AMES, IA 50010-5359

Mortgage

Document Number	0000002598,
Date	Apr 2, 2026
Instrument	20262598

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 22, 2022
Property Address	820 MURRAY DR, AMES, IA 50010-5359
Document Number	0202211053
Instrument Date	Nov 10, 2022
Instrument	2022-11053
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 MURRAY DR, AMES, IA 50010-5359

Mortgage

Document Number	0202211054
Date	Nov 22, 2022
Instrument	2022-11054

Lender

Name	HOMESERVICES LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 820 Murray Dr was $4,968, up 8.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,968.00 (+8.71%)	$361,200 Land $52,400 Building $308,800	$361,200 Land $52,400 Building $308,800
2024	$4,570.00
2023		$315,100 Land $56,400 Building $258,700	$315,100 Land $56,400 Building $258,700
2022	$3,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Murray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Murray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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