820 Munsel Creek Loop, Florence, OR 97439 Property Records

Lane County property record for 820 Munsel Creek Loop, Florence, OR 97439 · Last verified November 2025

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,245 sqft · built 1994
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2019)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-21-05400-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-21-05400-000`
Alternative APN	`1514494`

Interior

Full Baths	2 Baths
Building Area	1,245 sqft Finished Area
Gross Area	2,495 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Detached
Garage Area	960 sqft
Driveway	Driveway
Driveway Area	1,300 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1514494
Street Address	820 MUNSEL CREEK LOOP
City	FLORENCE
State	OR
Zip	97439-9294
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SUBD:FLORENTINE ESTATES SIXTH ADDITION SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	FLORENTINE ESTATES SIXTH ADDITION
Legal Lot Number	5400
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1008
Census Tract	707

Owner

Source: Lane County records · APN 18-12-23-21-05400-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Jan 14, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Mar 12, 2014 · Amount on Record
Deed Document Number	2019-001578
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076228
Date	Dec 10, 2021
Instrument	2021-076228

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048654
Date	Oct 25, 2019
Instrument	2019-048654

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 14, 2019
Property Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Document Number	0000001578
Instrument Date	Jan 11, 2019
Instrument	1578
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 MUNSEL CREEK LOOP FLORENCE OR 974399294, FLORENCE, OR 97439-9294

Mortgage

Document Number	1579
Date	Jan 14, 2019
Instrument	1579

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Document Number	0000023732
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MUNSEL CREEK LOOP FLORENCE OR 974399294, FLORENCE, OR 97439-9294

Mortgage

Document Number	0000023732
Date	May 18, 2017
Instrument	23732

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	May 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.02%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	820 MUNSEL CREEK LOOP, FLORENCE, OR 97439-9294
Document Number	0000023733
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MUNSEL CREEK LOOP FLORENCE OR 974399294, FLORENCE, OR 97439-9294

Mortgage

Document Number	0000023733
Date	May 18, 2017
Instrument	23733

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	May 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.02%

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+5.89%)	$213,460 (+6.09%)	$400,675 (+8.51%) Land $133,337 Building $267,338
2023	$2,750.00 (+4.25%)	$201,207 (+3%)	$369,257 (+3.55%) Land $115,894 Building $253,363
2022	$2,638.00	$195,347	$356,594 Land $111,516 Building $245,078

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Concept Communications	Fiber	10,000 / 10,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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