820 Munro Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 820 Munro Rd, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1950
Lot Size	0.312 acres (13,603 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jun 1998)
Tax Bill	$973 (2025)
Deeds & Mortgages	May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`118F A 003`

Property Details

APN / Parcel Number

Primary APN	`118F A 003`
Alternative APN	`0000044936`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,603 sqft (0.312 acres)
Lot Dimensions	145 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000044936
Street Address	820 MUNRO RD
City	CHATTANOOGA
State	TN
Zip	37415-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 MANCHESTER PARK PB16 PG40
Legal Subdivision	MANCHESTER PARK
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	5
Census Block	5005
Census Tract	10501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

820 Munro Rd is owned and occupied by an individual who bought it in June 1998.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	820 MUNRO RD, CHATTANOOGA, TN 37415-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 1998 · Amount on File
Deed Sale	Jun 23, 1998 · Amount on File
Deed Document Number	1998174
Deed Book / Page	5120 / 896
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	820 MUNRO RD, CHATTANOOGA, TN 37415-4318
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 MUNRO RD, CHATTANOOGA, TN 37415-4318

Mortgage

Document Number	0000000017
Date	May 21, 2025
Book Page	13927/962
Instrument	2025052100017

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 820 Munro Rd was $973, up 36.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (+36.85%)	$64,200 (+101.89%)	$256,800 (+101.89%) Land $80,000 Building $176,800
2024	$711.00	$31,800 (-)	$127,200 (-) Land $70,000 Building $57,200
2023	$711.00	$31,800 (-)	$127,200 (-) Land $70,000 Building $57,200
2022	$711.00	$31,800	$127,200 Land $70,000 Building $57,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Munro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Munro Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20